Halifax Ultimate Reward Current Account (£10 p/m)

thumshie

stphnstevey wrote:

Any ideas what type of cover? Can't find it on their website

Using the 'calculator' to see how much it's worth to you, it says 29.99. From rac web site that'll make it roadside(basic package)..
http://www.rac.co.uk/web/breakdowncover/uk/?compare="Y"&affinity=NA0001&affinity_name=default&promotion=WB0001&drc=WEB003

Regularsaver1 will probably come along and correct me but I read somewhere that you may be able 'to pay the difference' for the higher coverage...

regularsaver1

snap - yes you can.

you get a welcome pack with all policy documents, featues ect

there is one telephone number for RAC and then one for the others

You do not get a RAC policy number. It is your card. You would quote your sort code and account number, and then show your card when person arrives

thumshie

thumshie wrote:

Regularsaver1 will probably come along and correct me...

Or agree with me...

Damn.. three posts in the time I compose one..you can tell I'm no touch-typist:D

regularsaver1

but I can't type - I always mis-spell

have to always go back and edit my spelling mistakes

regularsaver1

http://www.hbosplc.com/media/pressreleases/articles/halifax/2007-02-14-00-halifax.asp?fs=/media/press_releases.asp

The above link explains the figures they used for the calculator and a little bit more about the account

"The value of the RAC Breakdown Cover is based on the fee charged by the RAC for the same cover for one year – see https://www.rac.co.uk/web/breakdown-cover/uk/ for details."

thumshie

can i get 'copy' of the full T's&C's to the holiday insurance from a branch? My current policy is great on the delays front(I.e. pays out £x after a 4hours delay,£y after 8hours..) i see from the web site it upto £250??

Also with the card protection, to 'quote' a web site of one of the providers i know:

CPP wrote:

You’re covered before AND after you
notify us.
With most banks, you’re only covered for fraud after you alert them and you will generally be liable to pay the first £50 of any claim, per card. In this way Card Protection pays for itself many times over, we’ll give you generous cover before and after you call

regularsaver1

Its all in the welcome pack

branches have been sent ones (not enough in my opinion), but if unavailable they can print PDF ones off

so yes you can

found this policy summary for Halfax travel Insurance -

https://insurance.halifax-online.co.uk/travelinsurance/PrinterFriendlyPolicySummaryDocument.asp?Pol=MT

EDIT - thought it might be the same but know that with the URCA (the new account) the maximum duration of trip is 31 days, but this link is for 60 days

stphnstevey

One of the lowest charging current accounts with 'extras' - but unless you were going to take out every single 'extra' product anyway, you could just about buy those products seperately for the £120 a year you pay.

regularsaver1

not really stphnstevey

phone insurance can be £7.99 a month - nearly £100 a year

home emergency can be £4 a month

and then overdraft

and more expensively family travel insurance

regularsaver1

thumshie wrote:

But it only mentions 'joint' cover on RAC..
What about :
1. Mobile Phone.
2. Card Care.
3. Travellers Cheque Card( one each?)
4. Home emergency cover(If a joint account can have individuals living at two different addresses??? )

Does the holiday insurance cover you if your away on business? from the insurance section on the web site it looks like, it....

found out today that the home emergency is at those addresses on the account - so 2 properties can be covered if joint

EDIT- Home emergency is £4.17 a month on Halifax home insurance