Starting again, with a positve attitude this time ..

Hiddenidenity

ani_26 wrote: »

I haven't played the lottery for years. Sadly, there's no spare money for anything at the moment.:o ( not even the bills.)

I never play or have never won its a thing dp does he just put a lucky dip on in town the other day x

Aesop

Hiddenidenity wrote: »

Good news checked lottery 4 numbers matched £66 :j:j

also 1 item with a bid on ebay already at 99p

yay well done on winning lottery :j

Hiddenidenity

Aesop wrote: »

yay well done on winning lottery :j

Thank you
Hope your well? x

Hiddenidenity

Really need to start keeping a spending diary .. Its amazing where bits go here and there then soon add up.

I plan on going down to work with OH tomorrow and staying down there this week looking for a place to rent. Have given qquite a lot of my furniture to my sister, to get her on her feet (thats another story!!) and we have packed all the clothes up and are in the car. Just need to go back and clean round while waiting for the freecycle people come and collect stuff then its ready for me to hand my keys back

Aesop

good luck with place hunting hun, hope you find something quickly.

Hiddenidenity

Just my money and what Im responsable for.

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................ 134.8
Other income............................ 1000
Total monthly income.................... 1134.8

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 20
Gas..................................... 20
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 25
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 200 This is over sometimes but if it is I dont cover it
Clothing................................ 0 No idea what to put here becuase I dont spend every month but some weeks it can be alot
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 25
Haircuts................................ 40 This is all me
Entertainment........................... 200 This includes the kids play groups and snacks, train fares etc not just entertainment
Holiday................................. 0
Emergency fund.......................... 100
Total monthly expenses.................. 630


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Friend.........................5000......400.......0 This is paid into a savings account becuase he doesnt want it back. But I will feel better knowing I have and its there.
Total unsecured debts..........5000......400.......-


Monthly Budget Summary
Total monthly income.................... 1,134.8
Expenses (including HP & secured debts). 630
Available for debt repayments........... 504.8
Monthly UNsecured debt repayments....... 400
Amount left after debt repayments....... 104.8

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -5,000
Net Assets.............................. -5,000

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

Hiddenidenity

ani_26 wrote: »

It doesn't seem to make any sense? Or is it just me?

I said at the top its just "my" income/outgoing truthfully I have no idea what he spends or gets, tbh I dont want to know I know he wastes alot on crap. But I want to be able to manage myself on my and still have enough to pay him back. and save enough for if the worst does happen and we split up Wrong way to thing probably

ani_26

Yes, i misread your post, sorry, because it said 2 adults, and i know you said your partner earns 60k :rotfl:


Throwing any wardrobes out?

Hiddenidenity

ani_26 wrote: »

Yes, i misread your post, sorry, because it said 2 adults, and i know you said your partner earns 60k :rotfl:


Throwing any wardrobes out?

Yes he earns but after tax its :eek::eek: Hes pays double Id earn on nmw in tax :rotfl::rotfl:

Hmm yes I think most here are like cupboards fitted when I moved in. But I'll check Lexi's over later it should be fine but I'll double check

Hiddenidenity

Aesop wrote: »

good luck with place hunting hun, hope you find something quickly.

I hope so too, living out of bags and staying whereever it may take doesnt sound so fun

Just hoping I can change hospitals smoothly without too much interuption