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The "Every Penny's a Prisoner" Thread

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  • I found a £1 coin in the rubber seal of my washing machine door yesterday, so 100 pennies saved there.

    Got my mystery shopping cash through, so that's another 1300p stashed away.

    And I'm really chuffed with this one - my fixed rate mortgage was coming to an end so i went to the bank yesterday. I got extra lending on my mortgage 4 years ago to buy my car (I know, stupid) and had been paying a fixed amount as a repayment on that borrowing. I was also paying a separate amount on my original mortgage, which is an endowment mortgage so I was only paying the interest.

    My additional lending had been paid off, so that payment had started going to my original mortgage without me even realising it. (Ah, the days when I didn't have a clue what was happening with my cash!) My original mortgage amount has been getting repaid as interest only, so I converted part of that to repayment and left part as interest only to be covered by the endowment.

    And the best part about it is; my new single repayment will be 4000 pennies per month less than what I was previously paying, despite the fact that my new interest rate is 2% more than the old one!

    So my mortgage will start going down a lot quicker, and I'll have some extra pennies for my car savings pot. Once I've got my new (to me) car, then I'm going for the mortgage.

    This penny saving is addictive!
  • tealady
    tealady Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I had a good week this week. Found 100 pennies in the middle of the road (in the dark!) and sold some old clothes to a rag merchant so got 340 pennies for those.
    Haven't found any road kill for weeks and never find receipts to womble. I thing there must be 100's of secret MSE'rs in Birmingham!
    Still at least the penny prison is still secure .
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • starhut
    starhut Posts: 48 Forumite
    Ninth Anniversary
    Oh I really should get back here more often - this thread is so much fun!

    The people in my town are clearly very careful with their small change, as the only rescuing I've managed lately has been a solitary 2p coin outside T*sco! I thought I had rounded up 509 pennies from my PayPal account, until the boyfriend pointed out that it was most likely to be his, as I hadn't sold anything on eB*y for a number of years and he had sold some things about 6 months ago. Annoyingly he is right... I should have just kept quiet!
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 4 February 2012 at 12:07PM
    Mr Merle came in the other day and handed me 20 pennies (in the form of one single silver piece); he'd found it outside the downstairs entrance to our flat. Glad to have someone else's eyes on the lookout for me :rotfl:

    Star, how annoying of your BF! Definitely keep such finds to yourself in future ;) x
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • alliboy03
    alliboy03 Posts: 186 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Captured 209 pennies this week. :j Am going upstairs now and having a sort through my stuff to see what I can put on ebay.
    Best wishes to you and yours. look after yourselves in this blooming cold weather. bye for now
    :T

    DFWNERD no.1168Rules of Happiness 1)Free your heart of hatred 2) Live Simply 3):jEvery penny's a prisoner
  • sparrer
    sparrer Posts: 7,548 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Used 6p off a litre voucher at the filling station, catured 232 pennies :).

    Someone put one of those annoying 'buy our junk' books through the door, skimmed through it and had to laugh, not only do they sell separate television screen cleaner and comp screen cleaner, but they now have satnav screen cleaner too! And people buy them :eek:. At their prices I reckon I capture about 1000 pennies a week not buying their products!
  • Wellyboots6
    Wellyboots6 Posts: 2,735 Forumite
    Good day today for penny hunting!

    I found 5p in the car when hoovering it, and changed my car insurance and got 297 pennies refunded :D
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    hi..good to see such a resourceful lot on here!

    Have not been very lucky recently on the EPAP front but did find a 2p and then another 20p which I snaffled when decluttering my front room ready for painting...have both gone into the coin jar!

    Have a great weekend guys

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Opened my jail today and counted 1710000 pennies (is that right it was £171) well chuffed. Will go towards the holiday. X
  • Wellyboots6
    Wellyboots6 Posts: 2,735 Forumite
    Opened my jail today and counted 1710000 pennies (is that right it was £171) well chuffed. Will go towards the holiday. X

    WOW!! :eek:

    That sure is proof that this thread can work wonders :D
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