Mortgage free by 50

museumworker

Thanks! He's woken up twice since 8pm already

ammonite

Hiya!

Well done for your weight loss that is really good :money: I hope to be following your footsteps soon!

Well done to Mini-MSE too, what a good girl for sleeping!

Think that is very kind of you to help those people out, I believe in Karma so your kindness is obviously going to be paid back in someway to you one day :A

The Jumperoo is an absolute bargain well done you! We bought one for about £70 I think with about £15 worth of Boots points as well so brand new for about £55 which isn't bad when you see the price of some of them new! The £20 sounds brilliant though well done! :T

Mortgagefreeby50

Spoke to soon! We had a 4am wake up last night, back to the old routine!

Mortgagefreeby50

Full on drama last night- I woke at 4 to the sound of drip drip drip and realised the ceiling above my head was bulging. Woke up DH to investigate and we have a leak. It seems we have had a leak for a while as after the bulging wallpaper was drained, the actual ceiling started cracking before our eyes. Got the in laws round to help and now we have no ceiling! I'm so glad we could control the damage rather than it just going sploooosh!

Good old swift cover are shut on Sundays.

Mortgagefreeby50

Well the bad news is that there has been a leak in the roof for a while so the insurance doesn't cover it but the good news is that we are covered for the damage inside. Pfew!

Not much other news, apart from I've lost a stone in 5 weeks! Woo hoo!

Mortgagefreeby50

Just updated my sig as the £150 standing order has gone into the overpayments account. Nearly at 50% of next year's target!

Must go and update MFW2012 for the last time next time I've got the laptop fired up.

Mortgagefreeby50

Morning, folks!

I've joined the three year challenge and set my target at £10,000 reduction. Eeek! It will be tough as there will be part time working and possibly Mini-MSE2 to contend with. We have managed £4.5k this year, with only focussing from August onwards, so I think we can do it.

I have finally got on the ad points and earned my first 250 last night in about 2 hours.

My mortgage statement should be arriving soon so I'll post the reduction in our first year of owning the house. Exciting!


Lost another kg last week so now on 16lb in 6 weeks. Still look fat! Only 3 stone to go...

Have a good Tuesday!

Mortgagefreeby50

I'm now registered for both the MFW2013 challenge and the MFiTt3 challenge. Coincidentally, my numbers are 13 and 113, so pretty easy to remember! For both challenges, I will need to carry on with the £150 standing order, plus finding the extra £105 by MSE means. Hopefully this means we should still be able to do it despite me being on SMP until May and then nothing until I go back to work.

I'm looking forward to typing a big summary of everything we've achieved this year.

Mortgagefreeby50

I have transferred over the MOC money today of £46.09.

Also my DH earned £5 doing a market research survey, so transferred that, and a friend refused to take £5 for something I had asked her to get for me, so I transferred that too!

We are £63.32 off achieving the MSE payments for 2013 as well as 2012. One last push before new year and I'm sure we'll manage it! Still waiting on the mortgage statement..

The insurance money arrived today so we are getting the work done next week.

Here is the damage:

[IMG]http://forums.moneysavingexpert.com/<a href="<a href=http://s1078.beta.photobucket.com/user/pr9fer/media/photo2-1.jpg.html&quot; target=_blank>http://s1078.beta.photobucket.com/user/pr9fer/media/photo2-1.jpg.html"</a&gt; target="_blank"><img src="<a href=http://i1078.photobucket.com/albums/w495/pr9fer/photo2-1.jpg&quot; target=_blank>http://i1078.photobucket.com/albums/w495/pr9fer/photo2-1.jpg"</a&gt; border="0" alt="photo2"/></a>[/IMG]

Mortgagefreeby50

Just visited our new Tesco as I had a 250 points coupon as an introductory offer. Managed to get a bit of eBay coupon action, so I will add £20 to the MOC total next time I'm on the laptop. I got a 5p/litre off voucher at the till, and a golden ticket inviting me to enter a competition to win some gift cards. Don't mind if I do, I'm feeling lucky!

We now have £80 worth of nectar points burning a hole in my pocket and about £23 worth of club card.

Very impatient to do my big summary, but still no mortgage statement. I might ring for a figure tomorrow so I can start MFiTt3 with an accurate amount.

Poor Mini-MSE has a cold at the moment so is very snotty Her Dad kindly gave it to her, but thankfully she has escaped the severe man flu he seems to have.

Feeling excited and optimistic at the moment, I love this time of year! I will hopefully have a new nephew by the end of the week as well as my SIL is getting induced tomorrow.