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MG - The Matrix Re-wired
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Help please! I am looking for a budgetting chrat type thing that I can use on laptop. What I want to be able to do is note what I spent last year on a month by month basis, what I aim to spend on same catorgories this year and where I am at. It has to be simple as I am not very technical, don't really understand spreadsheets can any one suggest something suitable please?Debt at start of DMP 1/6/09: £2942 - £1942
Buffer Zone 1; £84 -
£2 saving plan:-0 -
Robsmum I've got one that I need to tweak a little bit. Happy to send it to you in a few days if you pm you email address.0
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Been and emptied car boot, taken dd to docs for ezcema cream (chemist wont give it to us cos she has it under her eyes), shopped rest of pressies and refused point blank to pay £4.50 for a Christmas card:eek:
Going to do big shop soon including stuff to make biscottis, oat cakes and tabletMortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Baking up a storm now, have biscuit dough chilling in fridge for kids to roll and cut out Christmas shapes and I am currently baking donutsI have a gift for enraging people, but if I ever bore you it'll be with a knife
Louise Brooks
All will be well in the end. If it's not well, it's not the end.Be humble for you are made of earth. Be noble for you are made of stars0 -
I'm very jealous of all the baking, I'm baking later this week with my youth group though which they'll love! My plan is to make Rocky Road bites in large plastic cups, then make ball heads and decorate them the day after with white chocolate so they look like snowmen, fingers crossed it works!No longer using this account for new posts from 20130
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How wer your biscotti Bitsy??
Gemmzie - it should work, but I would stand by with a pot of hot water in case they are difficult to turn out.
Had an afternoon at the shops valiantly searching for something for Mum and Dad - but my Christmas Mojo is still MIA. I had FW's voice whispering in my head "protected wants ..... protected needs" - just kidding:D
I think I am just out of practice at this whole consumer thingie. Did make Mum very happy by taking her food shopping list and doing it for her ... and for finding six lovely MacIntosh Red apples for her (her favourite)
The deal is I do the cooking and Mum buys the turkey you see - but she CBA'd hitting the supermarket so I did instead (she still paid though bless her)
So back with boys - both heading into the bath ............... and my bargain of the day, large bottles of Olbas OIl for £1.99 (so I bought two)
Back in the kitchen tomorrow - savoury stuff methinks, braised red cabbage, mealie pudding, lentil soup and onion marmalade for the freezer.
But first - tea
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
Memory_Girl wrote: »um and Dad - but my Christmas Mojo is still MIA. I had FW's voice whispering in my head "protected wants ..... protected needs" - just kidding:D
I think I am just out of practice at this whole consumer thingie. Did make Mum very happy by taking her food shopping list and doing it for her ... and for finding six lovely MacIntosh Red apples for her (her favourite)
MG
Yo! Protected wants are not a joke - if anything these can save peoples sanity. As to consumarism, please don't get back into it. My feeling is that it will be out of vogue for a long while.
I am trying to become a minimalist. And there is no NorthernLass to tell me off for using 'trying'.
Firewalker0 -
Biscotti were great although I am yet to have the peace quiet to sample one in full. Let's be honest I need to give it my full attention
that will probably be tonight's pleasure with a nice coffee with a wee shot of booze within
The pics on your blog of the biscotti MG was that two batches or just one? I couldn't seem to get my log to stretch that far as yours in the pic or indeed into two logs.......
Ok what is a protected need/want? Sorry I just can't follow all this financial speak. Simple words please for a thicko......I have a gift for enraging people, but if I ever bore you it'll be with a knifeLouise Brooks
All will be well in the end. If it's not well, it's not the end.Be humble for you are made of earth. Be noble for you are made of stars0 -
Bitsy_Beans wrote: »
Ok what is a protected need/want? Sorry I just can't follow all this financial speak. Simple words please for a thicko......
Ah, this is on my blog - an exercise to work out protected want and an explanation what these are. Just visit and search if you wish...it is entertaining as well; not financial but psychology.
I am off for a run before I get banned...from here not the run.
FW0 -
I'm not sure if consumerism will ever be out of vogue, I think it's just changing location to other parts of the planet. Like China for example.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0
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