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Pay off as much as you can in 2012 challenge!

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Comments

  • jacci45
    jacci45 Posts: 1,636 Forumite
    Hi all,
    Thanks for all your good wishes, Im sure I will be fine and Im back off the fags!!
    PAD 6.00 so owe 15502/31943 and paid 2012 1078/10000.
    Take care all!!
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi Jacci,

    Just wanted to wish you well also - it must have been a huge shock - you take care x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kerry1986 wrote: »
    Feeling great!! I applied for the uniform tax allowance for a job I had for 4 years where I had to wear a uniform. Not only did I get £64.18 for my looking after my uniform for that time BUT I was also told I had paid too much tax in 2006/7 and have been given a tax rebate of £400!! So that is £400 towards the Santander Credit Card and £64 for essentials. £400 down on my debt already!! I also won £57 on the lottery last week, and £10 on the lottery this week so that is another £67 towards my Santander Credit Card.

    I have really put 100% into this challenge already, I have listed some old books on Green Metropolis, and some other bits and pieces on ebay. I am also keeping a jar of my change so I should make another reasonable dent in my debts very soon.
    Target: [STRIKE]£7079.85 [/STRIKE] £6344.30
    Santander Credit Card £467/[STRIKE]£1798.75[/STRIKE] £1331.75
    Barclay Card Credit Card £0/£1966.28
    Santander Loan £268.55/[STRIKE]£3000 [/STRIKE]:mad: £2731.45
    Capital One Credit Card £0/£314.82
    Lose 0/28lbs
    Try and make £10 a month of extra income/savings in spending

    Toal reduced since 08/03/12 = £735.55

    That's a great start kerry, well done! :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • yorpington
    yorpington Posts: 252 Forumite
    Eighth Anniversary Debt-free and Proud!
    Hi everyone!

    £40 today, taking me to £3440/£8500. :T
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hey peeps :wave:

    couch DD came out so thats £55.83....9 more payments to go on this debt :)

    also paid £15 towards my catalogue so thats that cleared....again, only ever put about £30 on it at a time always get stuff out the sales lol but never order anything out of it unless the account is clear lol

    brings my total to £735.18 / £5000

    I WILL HIT MY £1000 TARGET THIS MONTH !!!!!! :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    9 days to payday, come on!!!!!!!!!!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting....4.00 PAD!!
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    £60 paid off various CC's for me today :)

    Total is now £1232.75/5000 # 88 :D

    vaguely wondering if i can reach £1500 by the end of the month :p will have to give it a go :)
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • cakelover_2
    cakelover_2 Posts: 210 Forumite
    Hi All

    Loan payment of £225.98 has come out - 1 more payment to go! :j , balance now:

    £823.94/£3762.44 21% paid

    Went into the bank yesterday as the balance on my online account for my bank loan says £36. I was expecting it to be the same as normal but the man in the bank tells me it should definately only be £36! I reckon it could be a little more as I'm not convinced that is including my PPI (:mad:) payment, but in any case it shouldn't come to my normal payment of £225.98! If it is only £36, I will have an unexpected extra £189! Not that I've spent it already :rotfl: but if I get it I will use some for some spends I need and some off the card. I have to tell the truth though, I have racked up a bit (and by a bit mean around £800) over the last few months for various reasons, so I may be adding that to the challenge.

    Well done on all the payments guys. Shocked to her your news Jacci, hope your ok!.

    Oh, and Confessions of a Shopaholic is on a 9pm - very apt :D

    CL
    £9,000 (Ish) in 2013
    Paid:
    £32.20 / £4492.66 Debt
    £50.00 / £650.00 Holiday
    £00.00 / £4000.00 House
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