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Pay off as much as you can in 2012 challenge!
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hi £93.05 today so £1,489.09/£10,000
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hey Jwil. :-)
I would like to join this challenge too. I would like to be debt free (apart from a car loan which has another 2 years to run) by April 2013.
This is the first challenge I have done but I will give it a go!!
Thank you :-)Santander Credit Card £0/£1798.75
Barclay Card Credit Card £0/£1966.28
Santander Loan £0/£3000 :mad:
Capital One Credit Card £0/£314.82
Lose 0/28lbs
Try and make £10 a month of extra income/savings in spending
Welcome to the challenge Kerry - good to have you on boardI've totaled up your list there and will pop you down for a target of £7079.85 if that's ok? Let me know if you want me to change it.
Good luck with the debtbusting"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
No.21 reporting.
Over £5k off the total debt (incl. mortgage) so far this year:)
£5,017 / £14,000Pay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,0000 -
£15 more paid off the Very account. New total of:
£728.52/£2000 paidClean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
Hey everyone - great going with the payments
Little PAD of £10 from me today - going to the horrid £50+ interest thats been added onto the overdraft i've paid off :mad: Only moaning about it as its usually about £20 interest and i've been bamboozled by science as to why its so much moreStill nearly got all of that paid off now too - half tempted to pay the remainder at £1 a time :rotfl::rotfl::rotfl:
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
DedicatedDFW wrote: »Well Done for all the payments everyone :T :j :T :j :T I'm itching to make another payment - just need some money to do so first
I'm feeling exactly the same. I think about what I've got coming in and how much I can pay to one of the CCs, but yep, need to make sure there's enough for food before I go doing things like that. Sadly this week, I need to leave £40 in there for the car insurance coming out on Monday, so nothing to play with as got to do shopping later as well. PLus DHs birthday next week so I've spent all of this months extra money on him. Nevermind, I'm already looking at what DDs are covered by which incomings over the next weeks and working out if and what I can overpay.Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
Another payment for me today - £50 off the avon bill
Total is now £1040.14/5000 - my first £1000 paid off hurray :j:j:j:j:j:j
I am sure i have made payments and forgotten to add them as wellbut sure as long as the numbers keep going the right way i'm happy
Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
Feb Earnings: £711.20/£500 March: £434.41/£500Currently compiling an A-Z of earning sites and happy to share it0 -
Well done everyone, keep going. We are having blinds made (finally, only moved in eight years ago!) for our bedroom which is expensive as they are large bay windows plus a side window. And of course becuase the material I chose turned out to be stupidly expensive. But I figure I will look at them every day and once they are down they will dominate the room, so got to be right.... anyway. Spare money going to them for the next little while. But I will keep making OPs when I can. Payday not til next Thurs0
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Two weeks to payday everybody!
Sorry - cross posted with you Sarah.**Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=36300990 -
My payments over the last week total £153.93 this includes the final payment on my Argos store card so finally after having always owed Argos money for the last 6 years I owe them nothing and have cut up the card and am closing my account.
My running total is now at £1807.09 / £50001 Sealed Pot Challenge # 1480
2 Stopped Smoking 28/08/2011
3 Joined Payment A Day Challenge 3/12/2011
4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
5 Pay off as much as you can in 2013 challenge!£6609.20 / £75000
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