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Emz will be debt free.....but in her own good time

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  • amber03
    amber03 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Merry xmas emz, stuffing face with chocolate, just perfect.... have a great one and hopefully this time next year we will all be a little debt free nearer.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Merry Christmas Emz and everyone on this thread!

    Am also stuffing my face with chocolate happy times :D
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Merry Christmas Emz and everyone on this thread!

    Am also stuffing my face with chocolate happy times :D

    Thank you :). I hope you had a good Christmas.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone - I hope you all had a good Christmas.

    Well, Christmas was good for me. My niece loved all her presents and my nephew just sat there watching his presents getting unwrapped. Bless him.

    I got my Wii and Wii Fit. Also got a dance game, couple of DVDs, perfume, smellies, purse, new top and some chocolate :D (which has nearly all gone :o). I love the Wii and Wii Fit. Hopefully they will really help with my fitness.

    I was thinking about some resolutions for New Year (it has to be done!). I have come up with so far:

    1. Really work on improving my health. There are so many different elements to CF that it can be a full-time job just living for some people. Fortunately, mine isn't that advanced yet, but over the past few years, I am having to do an awful lot more just to get from day to day. I need to dedicate at least a couple of hours a day to maintaining my health. After all, the healthier I am, the longer I will be around. I'm going to work out a daily regime and discuss it with my hospital when I go there on the 18th January, just to see if it's suitable and if I can do anything else to make myself healthier.

    2. See my grandma some more. I spent the whole day with her yesterday, and I realised that I don't spend enough time with her. She is my last living grandparent and she is 92 years old next year. My mum visits her at least 3 times a week, so I want to go with her at least 2-3 times a month.

    3. Sort my money out. Don't worry, I'm not back on my 'must pay my debt back and work my a$$ off' mission. I mean sticking to my 100 questions a day and catching up on my bills. I admit that I haven't managed the 100 a day during December, mainly due to various things like my nephew going into hospital and just generally slacking off some days. However, next month is the first month in absolutely ages that I will be able to pay my rent on time. I also want money to do things like fill my tank with petrol, go to the cinema, get £30 worth of food shopping etc. I'm just sick of having no money. So I need to stick to the 100 questions a day thing, get myself sorted with my bills, pay my mum back and then gradually chip away at my other debts - but I won't sacrifice my life anymore. I need to live.

    Anyway, off to get something to eat now.

    Emz xx
  • Hi Emz, I agree money sint everything and isnt your path to happiness so why waste time. Enjoy life, well done on getting two things off your Day Zero list. :j Im a bit slow off the mark but Im putting plans into place!
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy new year everyone.

    Emz xx
  • beanielou
    beanielou Posts: 95,434 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Back to you Emz.
    Hope it happy & healthy f!r you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ditto, wishing you a happy and very healthy one x
  • amber03
    amber03 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edited 1 January 2012 at 7:54PM
    happy new year to you emzilla,hopefully a healthier one,i also need to look after myself better soon be fifty and think its time to spend more time on myself. Keep posting on these boards and get more confident on dealing with my debts.

    Yesterday opened a sealed tin that i started in july and to my surprise counted out £94 in loose change, this is going to be paid off my m&s card. Started a new tin today and will open it on the 30/6/12.

    Good luck to everybody dealing with their debts.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks everyone :A - hope you all have a great 2012 :).

    I love new years - it feels so fresh and promising.

    So, my new years resolutions are:

    1. Work on improving my health (with the help of the nebuliser and Wii Fit).

    2. Visit my grandma more often.

    3. Earn £30 a day. That is 100 questions, but I don't want to just limit myself to that, so if I could find another way to make £30 in a day, then that would be fine too (as long as it paid out in good time the following month).

    4. Get any presents/cards that I have to buy in 2012 for free.

    5. Have crossed off at least 50 things on my 101 list.

    I'm doing well so far - or at least I have earned my £30 today :D.

    Emz xx
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