Emz will be debt free.....but in her own good time

Emzilla

Can't believe it's only 2 weeks to Christmas. Fortunately, I think I will make it money-wise. I've got £160 coming before Christmas.

I've got another present to buy which costs £19.50 (for OH's mum, but he has said he will give me some of it back when he gets paid the Friday before Xmas, as £20 is just too much to spend on his mum) and I've got to put £40 into various money wallets.

I'm going out for my Christmas meal tomorrow (with a friend I used to work with). It costs around £10, but we do lunch regularly and I think it's her turn to pay, so I'm hoping that she is going to .

I've got £30 worth of bills to pay out next week and have to save £12 for my useless 10 minute hospital visit on Monday 19th (£10 petrol, £2 parking - all for a 10 minute appointment :mad:).

So, that leaves me with around £50 excess. I need to put petrol in soon, have to buy some more Christmas cards (max £5), and I still owe my sister some for my mum's present (about £15).

Anyway, preparations for next year's free presents are going well. I am nearly at payout on a lot of sites. I should definitely get another £5 Amazon voucher for my friend's present before the end of this month. I'll then order her gift ASAP, as her birthday is on 7th January.

I've got a whole £1.32 in JPJ from the free game this week. I'm trying to save up to £10 and then plan on withdrawing it and using it to buy cards and wrapping paper as I go along. If I don't get it before January, I have a card and some paper that I can use for my friend's gift.

My next birthday is then in March, which is my grandma's, and I usually put £10 in a card for her. I'm nearly at payout on a cash survey site, so fingers crossed I can request that before the end of the year, and that should come through in time (takes 6-8 weeks). It's an American site, but I reckon I should get around £25. So I can use that for my grandma's birthday and mother's day.

I think I have rambled enough now. Off to get ready to go round my mum's and get my Sunday roast .

Emz xx

Emzilla

Yay, just redeemed for a £5 Amazon voucher from the bingo. One present all sorted them .

Emz xx

gothrockchic1

Emzilla wrote: »

Yay, just redeemed for a £5 Amazon voucher from the bingo. One present all sorted them .

Emz xx

Well Done Emz, whats the next thing to cross off your Day Zero list? I must admit I'm quite hooked with it. I hope to finish one of my books and start on the books on my list

Emzilla

gothrockchic1 wrote: »

Well Done Emz, whats the next thing to cross off your Day Zero list? I must admit I'm quite hooked with it. I hope to finish one of my books and start on the books on my list

Not sure really. It does get quite addictive doesn't it? I've got some easy ones that I could knock off quickly. I want to try and find a couple of days to myself so that I can watch films all day and read a book in one day.

I've got loads on there that I am only going to achieve with a competition win though. Need to get entering those comps ASAP .

Emz xx

Emzilla

Yay, my friend paid for lunch . Means I am £10 better off - but ended up putting it in for petrol anyway. Managed to pick up my prescription and a couple of library books at the same time.

Emz xx

gothrockchic1

Emzilla wrote: »

Not sure really. It does get quite addictive doesn't it? I've got some easy ones that I could knock off quickly. I want to try and find a couple of days to myself so that I can watch films all day and read a book in one day.

I've got loads on there that I am only going to achieve with a competition win though. Need to get entering those comps ASAP .

Emz xx

I must admit I am addicted :cool:

I even shared it with my OH and its got him thinking

I couldnt read a book in day tho Id be bored but its worth a try tho

Emzilla

gothrockchic1 wrote: »

I must admit I am addicted :cool:

I even shared it with my OH and its got him thinking

I couldnt read a book in day tho Id be bored but its worth a try tho

I think I will be okay reading a book in one day. Usually once I get into a book, I can't put it down. So I just need to make sure it's a good one.

Emz xx

beanielou

Michael Connelly's Harry Bosch books are great to read in one day.

Emzilla

beanielou wrote: »

Michael Connelly's Harry Bosch books are great to read in one day.

Thanks Lou :A - I'll look into that and see if the library have them.

Just ordered a free valentine's day card for my OH (we don't bother with presents).

Emz xx

lionheartedgirl

Hi Emz,

I've been lurking for a while - glad you have decided to put yourself a bit further up the priority list at last! :j

Just reading your 101 list - I haven't seen 50/50 but will look it up I used to be a real one for making the most of life and not wasting it but have got a bit bogged down the last few years, think it's time to get the balance back again So I will get listing!

good luck on your DF journey but also with all the fun stuff too!

oooh - ETA - I had a Mini a couple of years back - a 1.6 Cooper D Clubman - I absolutely loved him and cried when I had to get rid of him (needed a bigger car!). Great cars!