We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Emz will be debt free.....but in her own good time

Options
1356718

Comments

  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's good going Beccie :T.

    I really need to cut mine down. Just had a letter about renewing my rent, so that's another £48 I have to find. Emailed my OH about presents, I'm hoping he hasn't got anything for me yet, as I would rather go without than have to spend out more money.

    Also, there's an iPod Shuffle on Amazon for £48, I already have £8 on Amazon, so if I can try to get another £10-£20 Amazon vouchers this week, I can maybe cut £10-£20 off the cost of that.

    Emz xx
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Maybe you and your OH can set a small limit of say £5 for each other? That way you can get something small to unwrap but you won't be spending what you can't afford :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OH has said he wants something for £17 from eBay - much better than the £50 I originally thought. I'll see if I can get some money into paypal from surveys and JPJ over the next week or so. Maybe I can even find some stuff to sell.

    Emz xx
  • Emzilla wrote: »
    Also, there's an iPod Shuffle on Amazon for £48, I already have £8 on Amazon, so if I can try to get another £10-£20 Amazon vouchers this week, I can maybe cut £10-£20 off the cost of that.

    Emz xx

    Em, no idea what gig or colour you want to get them but I recieved a booklet from my local Tesco and they are doing them for £37 for a 2gig. Seems a little pointless paying an extra £10 to Amazon because you have £8 floating in there :)
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Em, no idea what gig or colour you want to get them but I recieved a booklet from my local Tesco and they are doing them for £37 for a 2gig. Seems a little pointless paying an extra £10 to Amazon because you have £8 floating in there :)

    Thanks Pap :A. I did see that on there, but it's out of stock at the moment. She wants the pink one (which are always harder to get). I know Currys are doing them for £38, so I might end up getting it from there. I doubt I will get anymore Amazon voucher in time anyway.

    Emz xx
  • amber03
    amber03 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Emzilla lovin this thread and totally agree on taking time and enjoyin life whilst paying off my debt. I did a 101 list sometime ago and posted it but i think the website then started having problems and went offline for sometime, will repost my 101 list as it will give me something to concentrate on. finally cannot believe you have your xmas treeup mine wont be up until the 19th at the earliest.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    amber03 wrote: »
    Emzilla lovin this thread and totally agree on taking time and enjoyin life whilst paying off my debt. I did a 101 list sometime ago and posted it but i think the website then started having problems and went offline for sometime, will repost my 101 list as it will give me something to concentrate on. finally cannot believe you have your xmas treeup mine wont be up until the 19th at the earliest.xx

    Hi Amber :)

    Please post your 101 list when you've finished it as I love reading other peoples (trying to get ideas for my next one ;)).

    We always put our Christmas decorations up the first weekend of December, little family tradition. My mum loves Christmas and I've got a young niece and nephew, so they love it too. My nephew is only 4 months and he is mesmerized by the Christmas tree.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just a quick post before I go to bed.

    Saw New Year's Eve tonight. It was okay, I preferred Valentine's Day though.

    Got terrible heartburn at the moment. I get it when I take my antibiotics sometimes :p.

    Night night :)

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Expensive day today. Just paid my rent renewal fee (£48), ordered my sister's iPod Shuffle (£40), got my OH's present (£18 including postage) and ordered something for his dad (£10). Just his mum to go and shove some money in some wallets now - but I think that will have to wait until next week.

    One of the items on my 101 list is to get any presents I have to buy in 2012 absolutely free. So I need to get a stash of vouchers building up. The first birthday is my friend's in January, so I need to get some sort of voucher before then (only £5-£10). Then I've got until March to save up. I might try and get cards for free too.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just been doing a list of birthdays/occasions through the year and I calculate that I need around £700 in cash and vouchers. This is the maximum and I expect that I can get that down quite a bit if I need to. Also, another goal on my 101 list is to make Christmas cards for everyone (in 2012), so I have added in some money for craft supplies. Also other birthday cards and wrapping paper will have to be free to count.

    The main ways I'm going to achieve this goal are:
    • Jackpot Joy free game for cash
    • Free bingo for Amazon vouchers
    • Surveys for cash and Amazon vouchers

    Might try my hand at some competitions again to see if I can get a few presents that way too.

    Already found a gift on Amazon for my friend's birthday in January. It's £10, so I need another £5 voucher to get that.

    Emz xx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.