2012 mfw

LavenderBees

Hiya :j

Got my electricity bill, and it's £40 less than I estimated, so I have an extra £40 to save in my OP fund.:T

Thanks ever so

LB xx

Spiggle

Happy Friday Everyone!

VoucherMan you are a star, thank you very much for your sterling work on setting up 2013. :A I hope to be able to contribute and will assist as necessary and able in updating.

This has been a long and on times painful year but having this thread and all you lovely challengers has kept me sane on times. We end the year a smaller household as I lost both my beautiful cats this year, her kidneys failed and her twin brother literally pined away until his body could not support life anymore. Having always had cats in my life, I have never experienced such a close bond as my beauties had, heartbreaking but they are still together in my garden. And now my health isn't at it's best though should be treatable if the nhs ever pull their finger out! So, I hope you can appreciate my need to take a bit of a rest even though I still intend being around.

A HUGE THANK YOU to all who have stuck with this challenge to make it as successful as it has proved to be.

A brilliant OP lighthousescotland now updated and you have been most welcome. Good luck with 2013.

All the best for 2013 ecoelle, your final 2012 OP is updated.

Super OP pammyj74 and what a great achievement over the year, well done.

Wonderful OP Sarahevie which takes your total OPs for the year to £10,200 or 170% of your original target!

Excellent total catslovelycats now recorded on the spreadsheet. Nearly there ...!

No problem LavenderBees and ajmoney, I'll be around on this thread until early January so that I can mop up any late declarations. So it's a case of don't you desert me!

Superb skint_spice, OP updated and congratulations for your target achieved. :T

Fantastic OP toerag33, I'm so pleased that your family are coming on board but it's not surprising as your dedication is inspirational as evidenced by your 137.53% of target OPd on your residential!

It's brill when bills are lower than expected LavenderBees, all updated for you.

From the googledoc, your lovely OP is now listed poppycat1 and I look forward to updating your final one of the year.

And finally, another target tinkles to the floor as it smashes for jimmyjones, congratulations. :T

So that's it for today and I'll see you tomorrow.

Take care,
Spigs

lulabelle1

Take care spigs, sending you some big virtual hugs xxxx

saver03

Spiggle wrote: »

We end the year a smaller household as I lost both my beautiful cats this year, her kidneys failed and her twin brother literally pined away until his body could not support life anymore. Having always had cats in my life, I have never experienced such a close bond as my beauties had, heartbreaking but they are still together in my garden. And now my health isn't at it's best though should be treatable if the nhs ever pull their finger out! So, I hope you can appreciate my need to take a bit of a rest even though I still intend being around.

I am so sorry to hear about your cats as I have 2 spoilt kitties myself and would be lost without them to talk too as they are far better listeners than the OH :rotfl:

And health wise I can empathise too and I have every faith in the NHS but sometimes they do need a gentle nudge!

Thank you very much for this thread with has been my 1st year as a MFWer and you have been so kind and spurred me on :beer:

Needhelpsaving

Hi all,

Just wanted to pop in and say thank you for all the support this year, it has helped me exceed my target and as of 2 days ago, we now have a 5 figure mortgage :j

Thanks for keeping us on track spigs :money:

VoucherMan

Spiggle wrote: »

I hope to be able to contribute and will assist as necessary and able in updating.

No problems so far I'm pleased to say. Although it does provide a good excuse to feed my spreadsheet addiction. :cool:

I've reserved you a place on the 2013 challenge. I hope you'll be joining later. If not I'll release the number for someone else.

ajmoney

No 68. Another OP of £60 so December total so far is £167

Lomcevak

So, I hope you can appreciate my need to take a bit of a rest even though I still intend being around.

Just wanted to say thanks for all the words of encouragement through the year, hope you get the rest and relaxation you need

Malski

:j:j Number 69 paying in the remaining mortgage, £15,529.01 plus an extra £50 admin fee's, Mortgage fully paid off. :j:j

Thanks to everyone on this thread for advice and encouragement and especially to Spiggle for updates :money:

Catslovelycats

#2 £2118.58 op for Dec
My account has matured and Igot the money sooner than I'd expected. Yay!!!
So chuffed O beat my target, but it was thanks in part to money from parents at start of the year. Real challenge comes with 2013 mfw, when I won't have fun ds squirrelled away/given to me...
Thanks to those who've worked so hard to make thisa success!