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2012 mfw

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  • Number 22....forgot about the regular op of £130 that I do on the first of every month and I just paid £27 op that I got as a refund on my electricity change over ...so an additional £157 for December....thats most definately it for me on this challenge...once again, big, big thank you to spigs and everyone else who has contributed :D (will update docs now!!)
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • :jWell done Makski! Fantastic News!:j
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • Malski wrote: »
    :j:j Number 69 paying in the remaining mortgage, £15,529.01 plus an extra £50 admin fee's, Mortgage fully paid off. :j:j

    Thanks to everyone on this thread for advice and encouragement and especially to Spiggle for updates :money:

    Oh, I also forgot to say.....WOW!!!! Well done Malski!!!!:T:T:T:T:beer::beer::beer::j:j:j:j Totally impressed, congratulations!!!!:D:D:D:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • LavenderBees
    LavenderBees Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Malski wrote: »
    :j:j Number 69 paying in the remaining mortgage, £15,529.01 plus an extra £50 admin fee's, Mortgage fully paid off. :j:j

    Thanks to everyone on this thread for advice and encouragement and especially to Spiggle for updates :money:

    How did this sneak up on us? :j

    Well done! That's fabulous news! :T What a lovely Christmas pressie to yourself :beer:
  • skint_spice
    skint_spice Posts: 13,405 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Malski:j:T:j:T
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • greent
    greent Posts: 10,760 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No 28 reporting in - haven't been around for a while, sorry.

    Nov OP = £1035
    Dec OP = £1000

    Many thanks :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 68 reporting another OP of £22 taking December's total to £189
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone,

    :j:beer::T CONGRATULATIONS MALSKI!!! :j:dance: :TMortgage Free for Christmas! Absolutely wonderful.

    Thanks you all for your kind words, I have thoroughly enjoyed doing the thread and will be with you all in 2013 (just not quite so often!).

    Both your lovely OPs are now updated ajmoney.

    Fantastic OP catslovelycats and so nice to end the year with the sound of your target smashing, congratulations!

    You come back whenever you like icontinuetodream, all updated for you.

    You may not have been around but you have made wonderful OPs greent, now recorded on the spreadsheet.

    From the googledoc, a superb last OP of the year from poppycat1.

    An excellent November OP from Sepa74, all recorded for you.

    And finally, a brilliant OP from mothershipton.

    Must run now.

    See you tomorrow,
    Spigs
    Mortgage Free October 2013 :T
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    COngratulations Malski, that is a great end to the year!!!

    No. 53 signing in with my final OP of the year of £105 to round my total to £7k :j
    I now need to save for a month or so as I need to do repointing to the side wall of my end terrace as the bricks are crumbling and attacking my neighbours plastic roof :(

    Thank you Spiggle for all your kind words to everyone and this thread wouldnt be the same without you here. So sorry to hear about your beloved cats and your health problems. It is amazing that you still come on here and keep us all going. A real trooper :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    No. 128 with final 2012 OP £270, brings total for the year to £13,100

    Thanks Spiggle for all your updates :)
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