2012 mfw

ajmoney

No 68. Accitdentally OPd £100 this morning I meant to transfer it from our household account to my account as I think I am going to struggle money wise this month but hit the mortgage button as I am so used to that! So December's total is sitting at £106.95. I probably won't be able to OP much more than this until the end of the month so will be short of my target but seeing as I have been playing catch up since October I don't think I have done too badly.

exarmydreamer

Hi, Spiggle :j

Nr: 17 here, Have reached my goal of £6K by xmas with an OP of £335.40 (on top of the op/mortgage at beginning of month of £1032.69). Will you be doing another MFW for 2013?. Love to join, the 3 yr pay all your mortgage off, is a bit to much for me to aim for. Thanks for keeping me up to date, Jo.

the_alchemist

I'm number 59.

Hasn't gone great this year - I've kept up with my regular monthly overpayments of £150, but didn't make the extras I was planning. So I've overpaid a total of £1800 - well short of my £3000 target.

I've got an inheritance of £1000 on its way to me, however, so I may still make the target.

Unfortunately I've also got a bill for damp-proofing my house on its way to me, though my emergency fund is pretty healthy, so might use that to pay the bill.

Beckyy

Hello Beckyyy here, my report for November is a very small £25.26. I've had to use the money we would have been OPing for other things which make more financial sense at the moment, but will hopefully be able to pick up on some larger OPs in the new year. I won't meet my £3000 target, but will only be a few hundred off.

lemonpopsicle

Hello everyone,
Could I join please I have just become DF and want to make a start on the mortgage now. My target for next year is 2.5k of overpayments.

VoucherMan

Mortgagefreeby50 wrote: »

but is there a MFW2013?

Not yet.

The Mortgage Free in Three - Take 3 is due do start next week if you're up for a longer challenge though.

Mortgagefreeby50

Thanks, VM, I'll head over there then.

Spiggle

Good evening everyone,

Hopefully we can launch a MFW2013 challenge soon. Please keep an eye for a new thread and no doubt a message will be posted here too.

A cracking OP to end the year froddington.

That's great black taxi, as you said yourself anything over 70% for a year's challenge is very good.

What a lovely surprise Mint1955, well done.

You are so good at moving funds around kandfs mam! By the way, I meant to say congratulations on your fantastic achievement with SW as recorded in your sig, amazing!

Likely to post news about next year soon Mortgagefreeby50 and your superb OP on the googledoc is updated.

Brilliant 'accident' ajmoney! All updated for you.

Congratulations on smashing your target exarmydreamer. :T See above about next year.

Hi the_alchemist, all updated for you. Sorry to hear you didn't make your target but you should still be congratulated for what you have paid off.

You have to make the most effective OPs Beckyy, still made great strides.

Soon will be launched hopefully lemonpopsicle, keep watching the thread and board.

Voucherman thank you.

From the googledoc, brilliant to hear from you cardiffmatch and your superb OP is updated and takes you hurtling through your target for the year. Considering all the changes, a brilliant achievement. :T

And finally for tonight, your wonderful OP twistedhazel has been recorded.

See you all tomorrow.

Take care,
Spigs

Mortgagefreeby50

I'm all done for this year, I've registered for the 3 year challenge but may come back here if there is an annual one as I like updating monthly!

Just wanted to say thank you so much to Spiggle and helpers for all of the hard work keeping on top of the figures.

VoucherMan

Spiggle wrote: »

Hopefully we can launch a MFW2013 challenge soon. Please keep an eye for a new thread and no doubt a message will be posted here too.

I can take a hint. :)


Spiggle's busy at the moment so has asked me to launch the 2013 MFW. Along with a shiny new chart.

Not sure if Spiggle will be taking over or helping out in the future but for now you're stuck with me

If anyone would like to keep their 2012 MFW number, or would like a specific number please let me know. Otherwise it's first come, first served.

Any requests for the 2013 challenge please use the new update form or post on the 2013 thread