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2012 mfw

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  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Of course you can include it exarmydreamer! Both months updated on the spreadsheet for you. Brilliant.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Well done Puddle - must be such a relief and sounds like it will be life changing too. Having worked shifts too for many years you will feel 10 years younger on the normal 9-5. Enjoy!!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    puddle96 wrote: »
    No 43 reporting that I've done it !!!!!! Hope you will all share my excitement - though the champers will have to be virtual at this time of the morning
    £18,000 OP'd on line a few minutes ago and the mortgage balance is now a big fat ZERO. All that remains is to pay the closure fee on 1.10 (ERC's apply before then which rather defeats the money saving objective).
    Good luck to you all on your own journeys - this morning might have seen the biggest OP I've ever made but I can assure you I made many of 10p or less so keep chipping away. I'll be cheering you all on from the sidelines
    Puddle

    Thats a whopper of an OP, if only we could do that every so often!! You definitely went out with a bang! CONGRATULATIONS!!!!!

    No 53. reporting a piddly £150 in comparison lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all,

    Another lovely OP pammyj, all updated for you. A penny, a pound or a thousand pounds it all adds up to reduce the mortgage!

    See you all later.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    NO. 19 update for September = £1,000
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Excellent OP uzubairu, all updated for you.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Unplanned but welcome. An early £500 op.

    thanks
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Spiggle wrote: »

    From the googledoc, you brilliant OP is updated uzubairu. Your July OP took you over your target and now it is truly smashed! Do you want to update your current target?

    Spigs

    Yes. I think I'll try and break the £20K barrier and go for £21,000.
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all,

    I like unexpected OPs VoucherMan! All updated for you.

    Brilliant new target uzubairu, now updated on the spreadsheet.

    See you all tomorrow.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • Super excited as I've just made my first £100 overpayment online :j

    I think you said my number was 39, but that seems to be allocated to someone else on the first page :huh:

    I know it's not much compared to others, but still excited that its our first with hopefully many more to come :D
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
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