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2012 mfw

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  • Peonie
    Peonie Posts: 1,471 Forumite
    Hi Spiggle,

    I looked at the MFW spreadsheet to get inspiration from you MFWers and noticed it's showing £0 paid off in August. The calculation in M3 adds up the wrong set of cells.

    Peonie.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Peonie wrote: »
    Hi Spiggle,

    I looked at the MFW spreadsheet to get inspiration from you MFWers and noticed it's showing £0 paid off in August. The calculation in M3 adds up the wrong set of cells.

    Peonie.


    Thanks so much Peonie! :beer:

    I had completely missed that! :o

    It's corrected now though. ;)

    Thanks again and all the best,
    Spigs
    Mortgage Free October 2013 :T
  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    No. 128 £250 OP made for September :)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning,

    Lovely OP TwinnyD which is now updated for you.

    See you later,
    Spigs
    Mortgage Free October 2013 :T
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi me again,

    Not sure how but I missed your lovely cheeky OP kandfs mam yesterday but it is now noted on the spreadsheet. Apologies.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • Morning Everyone! Have made an extra OP of £572 making total for September now £822. Thank you Spiggle. Will phone Halifax today to make sure I don't go over the 10% allowance. :)
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Brilliant OP lighthousescotland, all updated for you. Good luck with Halifax.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • Morning no 152 here, have managed an op of £500 for September:-)))
  • Good ops everyone! Makes me feel bad, but I make my ops at the end of the month. I get paid on the 23rd, then allocate to all the different pots including oping. Prob only £100 this month, but have managed that every month this year so far! £1200 by year end will make a huge difference to the interest.

    I do like the idea of selling stuff to make extra payments. I'm having a big sort out at home, so may put this into action!

    Good job everyone

    PG x
    Grocery challenge for family of three - me, dd(12) and ds(11), feeding dp 2 or 3 x a week too. Only food, not toiletries. Jan £87.97/£100 Feb £0/£100
    Frugal 2018 needed! Saving and NOT spending
  • Hello All,
    Would love to join this thread! I purchased my first home on the 30th August 2012, I have already set up an over payment of £150 to come out each month starting October 1st! I'm hoping to keep upping this over the years to keep bringing the term of my mortgage down :-) its been very inspiring reading all of your posts! I hope to be mortgage free by 40 :beer:
    Thanks x
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