2012 mfw

chocoholic_chick

No I don't feel pushed into anything at all, infact I'm really excited to join in ( does that make me sad?! ). Funnily enough our mortgage advisor rang last night to see if there was a possibility of us switching mortgage with Santander putting their SVR up but she didn't realise how much our house has de-valued since we bought it so advised to overpay as much as we can afford.

So no overpayments yet but I've set up a new account on my bank for mortgage overpayments where I'll pop money in then at the end of the month put it towards the mortgage. It's going to be things like money left over from food and petrol each month ( I put a set amount aside, so anything left over at the end of the month will go in there ), I've just cancelled our gym memberships so that'll be an extra £50 a month from next month to go in this pot etc Looking forward to seeing how we get on

Spiggle

Evening everyone,

That's a lovely OP ecoelle which takes you to and through your target, well done! Let me know if you want to set a new current target.

Nice bite financialbliss, all updated. You must try and get to bed the same day as you get up you know!!!

Excellent news lighthousescotland! Oh, and your great OP is on the spreadsheet too and you're well ahead of target for year to date.

Well done on your enthusiasm chocoholic_chick!

From the googledoc, your lovely August and September OPs are updated lawbee. Always good to knock a whole month off the term!

Ok, off for supper and the big british bake off. See you all tomorrow.

All the best,
Spigs

starflame

Halifax sent me a letter this week to say they would be changing all of my mortgage account details later this year. I was so tempted to write back and say "yes you'll be changing them to account closed";)

ElusiveLucy

I have just done a belated update for August and September. No real excuse, just busy at work and forgot.....oops! But at least my OPs still went out by DD and din't get forgotten.

August - £500
September - £500

Thanks
EL (#50)

skint_spice

Hi MFW No 96 here - another £22 paid today.

Spiggle

Good evening,

That made me laugh out loud starflame!

Great OPs ElusiveLucy, all updated for you now.

Lovely OP skint_spice, on the spreadsheet for you now.

See you all tomorrow.

Take care,
Spigs

puddle96

No 43 reporting that I've done it !!!!!! Hope you will all share my excitement - though the champers will have to be virtual at this time of the morning
£18,000 OP'd on line a few minutes ago and the mortgage balance is now a big fat ZERO. All that remains is to pay the closure fee on 1.10 (ERC's apply before then which rather defeats the money saving objective).
Good luck to you all on your own journeys - this morning might have seen the biggest OP I've ever made but I can assure you I made many of 10p or less so keep chipping away. I'll be cheering you all on from the sidelines
Puddle

VoucherMan

puddle96 wrote: »

No 43 reporting that I've done it !!!!!!

Much envy.

well done :beer:

gallygirl

:T Well done puddle :T

lighthousescotland

:j:jCONGRATULATIONS PUDDLE96!:j:j
What amazing news. Have a wonderful day!