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2012 mfw

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19798100102103212

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  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi All,

    Great to see you all again and that you've been so busy OPing while I've been away. Very determined and committed is what you all are and brilliant to boot!

    There are a large number of updates so I'm not going to reply separately to each of you this time but list you just to confirm you've been noted. I've just updated all the googledoc OPs and will do the main thread post ones in a minute. There are a couple of queries though and those are below too. The list is:

    dark^knight (you gave the same update of £582 for April on 31/3 and 6/4 so I've only entered it once. Please confirm if this should be two payments please.)
    originator
    financialbliss
    black taxi
    twistedhazel x 2
    hannahnightmare
    bownyboy
    Lulabelle1 x 2
    Sue Donim x 2
    evi3000 (have I missed something or was there no March OP evi3000 please?)
    southernman (did you make an OP of £3.67 on 1/4 please? The googledoc shows you wanting to change your target to that so I'm thinking this was a payment but need confirmation please.)
    skaps (target updated as requested)
    NellieB x 3
    glitterball x 2
    trills

    Welcome to Yargo1 who joined us on 3rd April. You're at No.148 on the spreadsheet, good luck with your challenge.

    Ok, be back in a minute after I've updated from the main posts.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    my update is fine---next will be 1st may
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ok,

    From the main thread posts with questions or comments as necessary:

    theyorkbrood
    lighthousescotland
    SimbaK2K
    everach
    lippy1923
    ecoelle
    BaconandEggs
    pollys (you're No.91 Pollys)
    rockabelle (Fantastic achievement and as it's your first year it will be so much more beneficial down the line.)
    katiegizmo
    catslovelycats (Cats please would you give me the monthly payment made rather than the annual total please? You may have been advised otherwise earlier in the year so sorry for any confusion. Having to do all the subtractions on the calculator with odd pence involved to get the monthly payment may mean me making a mistake!)
    rainbowcattail
    miss_corerupted (I've allocated your amount OPd so far across the four months @ £645 per month. Is this correct please?)

    Thanks for the quick confirmation that all is ok on your line black taxi.

    There we go, all up to date.

    We have paid off a fantastic £262,097 so far this year. Absolutley brilliant and everyone deserves a pat on the back and congratulations for the hard graft and little things that we do to make the OPs happen. No matter how big or how small they all make a tremendous difference. Keep up the great work.

    See you later,
    Spigs

    P.S. If I have missed something or made an error in updating please let me know and I'll correct it as soon as possible. Thanks.
    Mortgage Free October 2013 :T
  • evi3000
    evi3000 Posts: 162 Forumite
    Dear Spiggle,

    There was no March OP as I messed up my credit card payment and OPed them instead :mad: I was thoroughly annoyed with myself.

    Thanks,
    evi3000
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning,

    Oooppps, sorry to have raised what is obviously an irritating topic evi3000. Thanks for confirming for me.

    From the googledoc, SimbaK2K your OP has been updated and we agree on the year to date figure. Thank you.

    See you all later,
    Spigs
    Mortgage Free October 2013 :T
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    I've just hit my yearly target in one go.

    I just made an overpayment of £5,562. A long term savings account recently matured and it make more sense putting a chunk of that towards to mortgage instead. I'll need to think of a new yearly target now.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Afternoon all and welcome back Spiggle!

    No 28 reporting usual monthly OP and some ebay sales and £2 coins - making a total OP for the month so far of £703.57. Am looking at increasing that figure later in the month so would also like to increase my target for the year to £12K (doubling it - eek!) as DH has a bonus which he said I can OP and we have a possible small windfall (£2-3k) in a couple of months. I'm also on a mission to declutter and ebaying like mad whenever there's a FLW :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hiya,

    Well Tony_R that's a great chunk you've paid off there, well done. I've put the payment on the spreadsheet, just let me know when you've decided on a new target.

    Thanks greent in a strange way it's good to be back though it was a nice break. I've noted your OP so far for April and amended your target. Looks like you'll be making terriffic inroads into the mortgage this year, brilliant!

    See you later,
    Spigs
    Mortgage Free October 2013 :T
  • Welcome back Spiggle, hope you enjoyed your break.

    Here is me unhappy_shopper #34 reporting an OP of £2K for April.
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    No. 128 £500 OP made in April :)
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