2012 mfw

Spiggle

Morning All,

I have a lot of paperwork to do today so will try and log on again later on today.

No problem wrigleydl, just let me know when you have your figure and I'll update you then. Well done on the CC payments by the way.

You're definitely getting there elantan, still well ahead of your target, well done.

Oh that's great ViHan, so we're all up to date now. Thank you.

Right I hope to see you much later in the day.

Take care,
Spigs

sweetdaisy

No.31 reporting. £53 overpayment made for April.

pavlovs_dog

£76.59 so far for April.

2012 OPs total £805.52 or 54% of target.

Spiggle

Hey evenryone,

Sorry, I got caught up in lots of stuff on the weekend and then went back to work today.

I've updated your OP sweetdaisy, great steady progress.

That's a good way ahead of target pavlovs_dog, all updated for you.

Take care,
Spigs

ecoelle

#146 here. I have OP'd £151.30 today, making a total OP for April of £251.30. Will you please update for me when you get a chance Spiggle:)

Barny1979

£100.00 OP made today

Spiggle

Good morning,

I've updated your April OP ecoelle, well done.

Your April Op is also listed Barny, great progress.

I'm off to work now so see you all this evening.

All the best,
Spigs

saver03

I am reporting for duty slightly earlier this month as we go away on Sunday for 5 days and want to get all the finances sorted before we leave.

Number 142 April OP £140.72 :j

lighthousescotland

Came home today to find letter from the Halifax informing me they were reducing my fixed rate payment by £55 - presumably because they want to offset all my good work Oping and make me pay them for as long as possible! So from May 1st will be increasing all my Ops by £55 to hopefully stay on track as intended. Does this make sense or am I missing something?

curlygirl1971

Hi Lighthouse

I've got exactly the same - a reduction of £47.23 - for me. I'm adding it to my regular Over-Payment, but in effect that is what that amount was doing all along - the more you pay off against the capital the more your minimum repayment amount goes down, we only know about it when they change the interest rate and therefore recalculate our standard payment

Mine is as a result of their change in SVR to 3.99% and presume yours is too

We are doing the right thing - if we accepted the lower payment it would take longer to repay