Mortgage Exit Fees successes and failures

Heathen_2

chivers1977 wrote:

C&G just agreed!

I work for the Woolwich and know that everyone who calls in will have the difference refunded plus interest and payment will be made by CHAPS.

I'm amazed and very grateful to you chivers1977 (and of course to the site). I just called Woolwich on the off-chance that they may have overcharged me for switching my mortgage from them to the Nationwide back in 2003....

Wasn't expecting it to be so easy - the guy worked it all out there and then on the phone, said I'd overpaid by £100, added interest, so in the space of a 2-minute call I now have £106.25 winging its merry way into my account in three days time. Woohoo!

Thanks all.

forgotmepassword

Thanks Martin. One phone call to LLoydsTSB, 5 minutes later £135 richer!!!!

sparks261268

How fantastic. Had news letter this morning!
I read through article about mortgage repayment administartion fees.. looked at the relevant chart, Found the Halifax, I was charged £175 in october 06. Called the number stated and a cheque for £100 is being sent out today!! im so chuffed. Thats a £100 im better off and it was so simple.

Thank you x

KTF

Just called Halifax. In July 2003 it was £75 and in September 2005 when I moved from them it was £175. A refund of £100 is in the post now.

Took no more than 5 mins on the phone

chinneybigchops

KTF wrote:

Just called Halifax. In July 2003 it was £75 and in September 2005 when I moved from them it was £175. A refund of £100 is in the post now.

Took no more than 5 mins on the phone

Exactly the samr for me. I was so worried about phoning, not knowing what to say. Simple and now I am £100 richer:T
Thank you so much Martin:beer:

Skinty_2

I have redeemed a mortgage with SPML (capstone) and one with platform early and therefore paid the 6% early redemption would this be eligable for a claim or not.
?????????Help I am a bit confussed???????

pinksparkles100

MarkyMarkD wrote:

There's no basis for a December 2006 cut-off and others (greenie67, only a few posts above yours) have claimed successfully in similar circumstances from A&L.

I suspect that the person you spoke to didn't know what they were talking about. I would call again.

yep was thinking the same, just wanted to check - I have registered it again with A&L and they said they would contact me in 5-7 working days. I have also used one of the letter templates and put it in writing as well.

Have to wait and see..........:j

jo7679

:T

I have just been on the phone to Halifax who I switched mortgage from 18 months ago to find they owe me £100 from exit charges!, it will be sent in the post.

Thanks Martin

GT60

:j just phoned the halifax very nice and got offered the money straight away and then asked for the interest now the bad bit they will have to look in to it but will let me know
PS Martin how about getting real phone numbers that call just cost me Money:eek: :rotfl:

KTF

Skinty wrote:

I have redeemed a mortgage with SPML (capstone) and one with platform early and therefore paid the 6% early redemption would this be eligable for a claim or not.
?????????Help I am a bit confussed???????

No, this was an early redemption fee, not an exit fee.