Mortgage Exit Fees successes and failures

geoff1057

a 20 second phone call to Halifax earned me £50, and on finding an old mortgage paper from All & Leic, decided to give them a call ,this took a little longer ,about 1 1/2 minutes, but netted me £100.....Thanks Martin, easy money.....geoff :beer:

yascrack

Thank you for all the info here
I copied and pasted from the article on the MSE site and then sent the email to egg 3 days ago and letter in the post today £100 to be in my account in a few days
Thank you Martin:j :j :j

hedgepog

Read your article, sent a brief letter to Northern Rock - 1 week later they've agreed to a £35 refund (amount charged = £195 - £165 which was the DOM fee at the time the mortgage contract began).

:rotfl: Easy peasy £35 for the turkey!!

Cheers Martin.

wilf55

phoned both skipton and halifax paid the difference immediatly on both only 125 but took less than 2 minutes on the phone for each

go for it

hedgepog

Hot on the success of a brief letter to Northern Rock netting me £35 ... I've just telephoned RBS .. 5 minute call, I didn't even have the account details - £150!!!!!!!!!!!!!!!
:j

ncm1

We've changed our Mortgage three times in the last 7 years. I called all three companies up on Monday. Leeds and Holbeck told me I'd paid £80 and they would refund me £20 by cheque; Royal Bank of Scotland phoned me back yesterday to confirm I'd paid £225 and they would refund me £150 by bank transfer which would take up to 10 days - it's in my bank today, only 1 day instead of 10!!! Dunfermline Building Society need "to investigate" and will contact me by mail. So result of £170 so far for three very short and easy phone calls.:j
THANKS!

pato_2

Hi, I moved lender last year from Northern Rock to Halifax. I actually wasn't sure if Halifax absorbed the cost of the exit fee but I wrote to Northern Rock anyway who wrote back immediately saying that the fee should have been £175 and not the £250 that would have been charged at the time and have offered me the difference of £75 back. Great!

lillymay1975_2

Hi all

i was with Principality and they will not budge, tried again a few weeks ago and nope not a jot will they change their minds

kathjone

Many thanks to your article on mortgage exit fees. I had finished my mortgage early this year with Abbey. They charged me £225. I wrote and complained, they sent me a form to complete and said they would refund less £99. I completed form, returned and said that when i took out my mortgage in 1985 the fee quoted was £35! They have now refunded me £175. The £99 fee was reduced to £50, which was ok with me just by writing a letter.
One again many thanks.

peterl6004

8 Days ago I wrote to my previous mortgage lender Northern Rock using the standard template letter in the article asking them for a refund of over charged mortgage discharge fees (the mortgage was redeemed 18 months ago). Yesterday we received a letter advising that they will be sending us a cheque for £75 - not bad for 5 minutes work, thanks Martin !!!:j :T