Mortgage Exit Fees successes and failures

panavia

Letter sent to Northern Rock 24th May requesting any overpaid MEAF fees, (DOM, as refered to by NR)
Letter recieved today. Was charged £250, and should of only paid £160.
cheque to follow for £90, when acceptance letter is returned.

Quite impressed with the service given in response to this request, although, should never of had to make it in the first place!!!!!!!!!

yonsk

Just phoned C&G and after only 5 mins got them to refund me over £200 pounds...fantastic. Should be in bank account in a couple of weeks. Easy.

shays_mum

A&L have agreed to drop my mortgage exit rate from £295 to £85, apparently this applies to anyone who's had a mortgage from them before aug 2004. HTH

little_miss_thrifty

Just phoned Halifax who are arranging a cheque to be sent out for £40 and we have only just transfered our mortgage from Abbey and our mortgage advisor had already pre typed a covering letter for us to send to Abbey to claim back £126! Fingers crossed we'll get that back in a few weeks too!

I'm so happy!!! Many thanks to all xx

Poppycat

I got £270 from Halifax early this year after writing to them that I had nothing on paper nor was it explained to me when I changed from a endowment missold in 1989 to a repayment in 2003.

Soon after I complained about the financial advisor that it wasnt explained to us nor written in the keyfacts that we would have to pay £500 for a mortgage with GE money. We got that back as they accepted they were at fault plus £25 insurance again it wasnt explained to us

mickeyfinn

Thanks very much Martin! Just recieved a cheque for £60 from Halifax after 5 mins on the phone, and no hassle, only 10 days ago. :j

Still waiting to hear from the letter sent to Northern Rock....

MarkyMarkD

shays_mum wrote: »

A&L have agreed to drop my mortgage exit rate from £295 to £85, apparently this applies to anyone who's had a mortgage from them before aug 2004. HTH

That's not generally true. It was £195 from January to July 2004, then £295 thereafter. £85 applies to mortgages a lot older than 2004.

simon7245

The advice on this site about reclaiming MEAFs is fab. I used the template letter to contact Cheltenham and Gloucester last week after finishing my mortgage about 14 months ago. Within a week they replied and have said they are sending me a cheque for £189. Fantastic!!!!! :T

Lynn_Peck

Hi, Spent an hour on a wet Bank Holiday Monday completing your template letter to Lloyd's TSB ref charge made to close moprtgage, today I recieved a cheque for full amount plus interest!
Thank you Martin.

markadams69a

hi,

i was with natwest for 3 years, the original let out fee was £85 and when i changed my mortgage i was charged £225. a quick call to them after reading this article and they agreed to the refund. money was in my account within 3 days.