Muchin's diary of recover; becoming debt free and being happy

Munchin

Hi all,

I'm back and I had a fantastic time in Rome with OH and friends. We walked and walked and walked. I was there about 10 years ago but this time was better as it felt more familiar and I knew what I wanted to see. It was also lovely and hot and I'm a bit freckly now.

Of course the downside of a holiday is the unpacking and ironing that follows but I managed to put it off until today.

I need to get back on the budgeting bandwagon - Rome was not cheap but I've probably spent just as much since I came back and some of it was necessity and a lot was frittering.

Tomorrow is OH birthday but he doesn't want anything. I think a nice meal and cake will be enough.

Munchin

Evening all,

I'm back on the budgeting bandwagon which I fell from recently . I had such a great holiday and I realised again that I want more of these experiences than just frittering for the sake of it. I have updated YNAB and I have 3 aims now I'm debt free -

1. Save a £6000 emergency fund (could take a while).
2. To be able to have 1 month's salary saved to live on.
3. Save for what I want.

I'm also going to be accountable on here as I have neglected it a bit.

I do have spends planned this week but they are not frittering. My work card has little left on it so I will add £10 and I'm joining a new running club and need to pay £10 membership + £25 to running strip. I'm still with my old club but they don't meet near me but this one does .

I have to see my consultant on Thurs to see if he can help me with my knee so I might put off joining the running club in case he has bad news for me.

Weekly spend - w/c 17 April

Sun - NSD
Mon -£12.59 groceries + £10 work
Tues - NSD

Munchin

Morning,

It's the bank holiday weekend .

I saw my consultant last week so it just the usual inflammation and hoffa impingement which I think just means inflammation of fatty pad in knee. I'm booked in for a cortizone injection on 09th May - yuck which thankfully my work insurance covers.

I met up with my new running club on Wed and it was great to be out and about with a group and it was a gorgeous evening. I had to be careful not to upset my knee but as it was a short waddle it was fine. I'm meeting them tomorrow and today I have yoga:). I'm trying to do things for me that make me feel good.

Work has been manic and I've brought work home with me this weekend which I know you shouldn't do but I would like to ease the pressure a bit.

Money front - I know I spend too much on food. I buy food and then don't want it. I could say it was left over from the eating disorder but I don't think so. I've set myself a food budget and I'm not frittering over it. I'm going to make more freezer lunches and bring them into work.

OH is still working flat out so I guess I have the weekend to myself . I feel a spring clean coming on as well as a wee trip to the shops and a nice lunch out with my Mum and sister.

Weekly spend - w/c 01 May

Sun -
Mon -
Tues -

in_need_of_direction

It's ok to bring work home if it's to make life easier for yourself.

Munchin

Thanks INOD - still haven't got round to work but will do it tmw.

So this morning I ran 4.2 miles with club & felt good - slow but good. Went to church & then went to Uncles for lunch & he has a farm I got to feed 2 calves 😊.

Afternoon was spent sorting out wardrobe & cleaning bathroom. I'm feeling pretty good & at the moment everything seems to have clicked into place 😀.

Munchin

Hi all

Aaah what a day yesterday was - OH went to work at 5.30am & by 8 he was home in extreme pain in his side & vomiting. I rang doctor on call & they said they would ring back within the hour. He was yellow & moaning so I took him to hospital. The hospital was great & he was seen quickly. He has a kidney stone & the doctor said that this was as close to childbirth as men get..... the nurse looked at me funny on that one.😊

It was interesting to listen to other patients - one guy apologised to nurses for the state he was in - he was in a fight the night before. Another woman was a complete moo as she talked down to the staff. I was so impressed with the staff professionalism but I didn't expect anything less.

Other than that - work is flat out busy. Money front - things are good. Me front - pretty good as well 😀

Ok I better get my trainers on as I'm meeting club for a run in 20 mins.

Munchin

Morning all

June seems to have appeared from nowhere rather quickly:). Things have been fine this past month and OH is now grand and feeling so much better.

Money front is fine and for the first time ever I had money in my emergency pot which I was able to lend my sister as her need was much greater and I know that I will get it back. Frittering continues to be a problem but I will work on it this month.

I have lots of plans today so I'm writing them all down to give me some motivation to actually start. I took today off on leave because this week has been so gorgeous and my lane and hedges needed strimmed and cut. I started last night and my cousin joined me and we had it done in half the time but I have so much more to do today and I'm going to pamper myself a bit as well.

To Do
- food diary (still working for me but when I get lazy planning then the ED sneaks its wee head out)
- Cut hedge
- rake up leaves that we missed last night.
- weed front & back gardens (not much to them but a hateful job)
- weed bit of ground at back of house (nephew has it almost done)
- weed round house
- iron
- tidy house
- pamper:D.

I better get cracking.

Munchin

Morning

I got most of my list done the other day but missed a wee bit of weeding whicH I will get round to eventually.

Work continues to be busy & I've accepted that it's not going to settle down. I feel like I've finally settled into the job

Money front- I wish I didn't fritter but that is still a work in progress.

Time to hit the road

Munchin

Morning all

I've had a bit of a bad week on the eating front and life in general but I think it's hormones and I'm under a lot of pressure at work at the moment but I know it will ease up by the end of next week. I haven't been sleeping which is so unlike me and last night OH marched me to bed at 8pm as I fell asleep on the sofa and I managed a good 10 hours sleep!! - so unlike me.

I'm also a bit cross with the brexit campaign - so sick and tired of hearing about it and I was a Remain person. I also work for one of those Depts that administer the EU grants so that is a bit worrying. However on the bright side nothing is going to happen for a few years and I better put some savings away.

I'm going to go find the NSD board this morning and start squirreling all the coppers away.

I have physio in an hour so I better get cracking

Greying_Pilgrim

YAY! to 10 sleep hours Munchin. Oh for 10 hours sleep Munchin!:rotfl:

Heartily sick of brexit here too.

Hope the physio goes well.

Greying X