Are Maintenance Payments Based on Household Income or Individual Income?

Marisco

Gillyx wrote: »

Just a wondering of mines, if payments via CSA are 15/20% of the NRPs earnings, could it be true in this case, that the father was paying more than he was legally obliged to by law for a while?

Obviously depending on school fees (I think someone quoted around £15000 a year) and how much the OP's ex partner earns. But as far as I'm aware the majority of people in this country are earning nowhere near that.

If that is what they are, then the poor burger is paying £288 per week!!!:eek: No wonder he cannot afford it!!

Gillyx

Marisco wrote: »

If that is what they are, then the poor burger is paying £288 per week!!!:eek: No wonder he cannot afford it!!

I know a friend of our family, I'm pretty sure the fees were around £4k a term per child and there were 4 terms a year?

This could be in a completely different part of the country from the OP though and a different school completely, I'm not sure how much fees will vary between schools.

Edit: From looking online the average was around 11k in 2008, so I'm assuming a little more than that now.

DUTR

Marisco wrote: »

If that is what they are, then the poor burger is paying £288 per week!!!:eek: No wonder he cannot afford it!!

Well his half would be £144, but yes it is still a lot on top of usual outgoings for the average wage earner

Marisco

DUTR wrote: »

Well his half would be £144, but yes it is still a lot on top of usual outgoings for the average wage earner

You're right DUTR, I forgot to halve it! Nevertheless it's a ridiculous amount per week for one child!!! Some PWC's are lucky if they get that a month!! I really do think people who split up (on both sides) need to realise that things can not stay like they were. A PWC can not live like she did, as the NRP needs to live as well, and unless he is on a large wage, it just cannot be done!

DUTR

DUTR wrote: »

Well his half would be £144, but yes it is still a lot on top of usual outgoings for the average wage earner

Hope I have done the maths right, but even at £144/week CSA at 15% that equates back to circa > £73k pa and that is not even taking into account higher rate tax on >£35k, so it's starting to look like the ex's new partner on £100k is a smoke screen really

Gillyx

I tried and failed to work it out as I couldn't work out after tax or before. Are CSA payments taken from the earnings before or after tax?

DUTR

Marisco wrote: »

You're right DUTR, I forgot to halve it! Nevertheless it's a ridiculous amount per week for one child!!! Some PWC's are lucky if they get that a month!! I really do think people who split up (on both sides) need to realise that things can not stay like they were. A PWC can not live like she did, as the NRP needs to live as well, and unless he is on a large wage, it just cannot be done!

I suppose it's a ridiculous amount to the 'average' houshold, my niece went to private school for a time, if anything I would say it has had a negative impact.
I agree things cannot stay the same when people split and it seems from some of the responses on this thread is that the non resident should absorb all/most of the change or indeed put up with change 1st.
In all this I'm not sure why Mummy's new friend cannot help out with the schooling costs? :eek:

princessdreamer

Interesting point again in that NRP think responsibility ends at the set minimum the states for maintenance and anything more is an outrage.

DUTR

Gillyx wrote: »

I tried and failed to work it out as I couldn't work out after tax or before. Are CSA payments taken from the earnings before or after tax?

Well £144 is 15% so (144/15)*100 would give us the net pay to return the £144, hence £960 per week :eek: or £49,920 per year, well on normal rate, net is about 0.69*gross but that is valid up to £35k, after that the rate is 40%, I suppose it could still be caluclated but it does not mtter, what is sure is that to pay £144 the nrp has to be on over £73k pa and if the NRP in the case is not, then he is over paying and chances are if he is on average wage, then perhaps by quite an unaffordable amount

Marisco

princessdreamer wrote: »

Interesting point again in that NRP think responsibility ends at the set minimum the states for maintenance and anything more is an outrage.

I don't think anyone thinks anything extra is an outrage. What I don't think should happen though, is if the NRP is paying his dues, as instructed by the CSA, that the PWC goes into a strop if he doesn't cough up more! It should be entirely up to the NRP if he wants to treat his kids, or pay for school outings etc. And if he's compliant with CSA then it's odds on he'll do that anyway. But the PWC should not expect him to, if he's paying the right amount of CSA!!