The "Pay ALL your debt off by Xmas 2012" challenge

jakes-mum

[QUOTE=sharronej;Jakes mum how frustrating but at least you didn't buy presents you weren't happy with ..... except the games of course, I understand exactly where you are coming from!
[/QUOTE]

thats very true, would have been 10 times worse if i'd come home with a load of stuff I didnt really want to buy just so people had a gift , hoping to go with me mum in a few weeks time

well as everyone is working out their daily payments I thought I would do mine I need to pay £21.38 a day to be debt free by Christmas 2012 :j :j so minus the payments I already make I have to make a further £12.16 a day which is not so bad, think when the next months £10 a day challenge starts I will aim for £12.50 a day . . . though im seriously running out of things to ebay :eek:

rubywhatashmoo

Sharronej - no chance of anyone else cooking tea, my OH was out for a friend's birthday and I've have starved otherwise :rotfl: I feel fine it's just the room doesn't seem to be staying still! Bit pants when you've not been drinking but could be worse!

I've ordered next weeks shopping and am working on my list for the week after that now :cool: There's nothing like being organised! Even with the boozy xmas treats I've ordered it's looking like we should be well under my estimate this month, which means more money for the CC muahahaha

irishnini

Hi all!

Just wondering if its too late to join up? I've been knocking around the boards for a while but after reading up on this thread tonight, I've cut up one credit card and put the other one in water in the freezer!! I've been kidding myself for the last while that i'm paying them off while sneakily buying little things on them!! Those little things really add up!!

I've got three creditors: 2 credit cards and a loan - which add up to €12,051.15...My debts were mainly racked up by going back to college, which I have thankfully completed!! it would be really great to get this paid off or down significantly by next Christmas!!

So, please can I join??

kerri_dfw

Welcome aboard irishnini, happy to have you

seriousDFW

Is anyone else excited about PAY DAY tomorrow?!

Can't wait to update this time tomorrow!

irishnini

Thanks Katie_dfw! I don't get paid until Thursday wont be any updates from me until then!! Off to add this challenge to my sig!

mf0u1098

irishnini wrote: »

Hi all!

Just wondering if its too late to join up? I've been knocking around the boards for a while but after reading up on this thread tonight, I've cut up one credit card and put the other one in water in the freezer!! I've been kidding myself for the last while that i'm paying them off while sneakily buying little things on them!! Those little things really add up!!

I've got three creditors: 2 credit cards and a loan - which add up to €12,051.15...My debts were mainly racked up by going back to college, which I have thankfully completed!! it would be really great to get this paid off or down significantly by next Christmas!!

So, please can I join??

Welcome irishnini!!! :j Happy to have you on the team, I'll add your name and amount (in €) onto the 2nd post. Have you got any ideas about how you are going to pay off your debt? Always looking for new ideas! xxx

mf0u1098

seriousDFW wrote: »

Is anyone else excited about PAY DAY tomorrow?!

Can't wait to update this time tomorrow!

Unfortunately it's not payday for my until Wednesday and I WANT TO UPDATE IT NOW!!!!

I do get the added perk of updating everyone elses totals though so I get a good feeling from that too xxx

strawberryR

mf0u1098 wrote: »

Unfortunately it's not payday for my until Wednesday and I WANT TO UPDATE IT NOW!!!!

I do get the added perk of updating everyone elses totals though so I get a good feeling from that too xxx

My payday is tuesday and just found out that December payday may be 22nd December not sure if that good thing or not as get a lot earlier than normal!

mf0u1098

strawberryR wrote: »

My payday is tuesday and just found out that December payday may be 22nd December not sure if that good thing or not as get a lot earlier than normal!

My company is the same but they also pay us a week early in January so it's not too bad. Just means February is a 5 week month but since it's my birthday then I usually get a few extra pennies to tide me over