The "Pay ALL your debt off by Xmas 2012" challenge

mf0u1098

suzitiger wrote: »

Seashell please don't feel bad or u will owe ur sorry jar alot of money you are on this thread and ready to go, and that means alot. We will all help you do this!! as Rafiki would say:
'it is all in the past, the past can hurt, but you learn from it'

Suzitiger, Rafiki also says "you are a baboon and I am not" Love that film...!

kerri_dfw

SEASHELL wrote: »

I joined the challenge a few days ago and since then I've had to realise how bad my debts actually are been sitting in a corner ever since,crying my eyes out have given myself the biggest kick in the backside though and hope I can start to make inroads into what I owe. I was going to pull out of the challenge but I've decided I need to aim big and hope you'll all give me the kick I need .Off to bed now but tomorrow will be the first step in my DFW journey ,night all xxx

Aw please don't cry and thanks for coming back to us. If you feel like crying then feel free to pour your soul to us here. Although there is a challenge that anytime you feel down or apologise you have to put 10p in the pot. Baby steps though remember, and as best a positive attitude as you can muster.

kerri_dfw

suzitiger don't worry about missing the mini-challenge there's a new one each week and you can always continue with a previous mini-challenge if you like it. They're to help think out of the box, I can't wait to tell everyone this weeks

I apparently spent £80 this weekend =| this resulted in a new top, sweatbands, a sore head and a bruised tailbone. That's almost all my spending money gone then, oh well I had fun
Tomorrow is freemans bill day so should be able to pay something :T

rubywhatashmoo

Seashell well done for sticking around even though you feel like that! The worst part of the whole DFW journey is realising how much you actually owe instead of what you think you owe and then finding a way to try and deal with it - I really hope that being here and having so much extra support where you're free to talk about your debts without being judged helps you feel more positive about everything:grouphug:

psychopathbabble

novagirl wrote: »

Thank you for welcoming me to the team! Really looking forward to getting stuck in and getting this debt gone. (Tomorrow won't help though I won a private screening of 50/50 in london but it's a £30 train ticket! Ah well, it's been a while since I've been to London and I won't spend anything else ~ promise! .... if anyone wants to come along, let me know and I'll give you details. It's for 30 people and there's only 3 of us going HAHA!)

So you can take 30 people?! I could slightly be interested although that would mean train fare for me... but not sure if I could get a plus one to randomly come along!

psychopathbabble

Jan2011 wrote: »

Well alot of my debt is, as I say 4/5 years old and due to moving I havent heard from any of the debt agencies for over a year. I just need it gone so I can move on.

Lol i found myself not getting a lot of things yest because they had gone up by 23p etc hahahaha. My mom thought I had gone mad!

It's always worth an ask but I think the only way you could get a reduced figure is by offering a full and final settlement figure... this is usually after being on a DMP or something for a while though.

Sorry for the scattered replies... I can't multi-quote past one page :cool:

rubywhatashmoo

Right last minute before bed/end of the weekend update!! I *hope* I'll be able to send a little more money towards B@rclays at some point this month, but for a month before xmas I think I've done bloody well so far!

£250/£1550 (16.13%!!)

If I can find £60 between now and next pay day, that'll be 20% done and dusted - doesn't seem likely but stranger things have happened!

psychopathbabble

L-M wrote: »

Thanks for adding me:D

I am so excited about this challenge, it was just the kick up the bum I needed:rotfl:

I won't be able to start properly for a little while as our finances are currently in a state of flux:p but I will start as soon as I possibly can, and in the meantime will try and be very careful to think in a mse way at all times:D

Hello L-M *waves* I apologise for being slightly rude but I know I've been with you on another thread... but can't remember which one?

ashleighsalem

Hi all,
After reading through half of this thread, i thought it would be good to join in the fun (if you'll have me):D

I currently owe £5071.

Plan so far:
joined the pay a debt in 100 days - aim to pay loan of £2222
joined nsd challenge - am finding this soooo hard, must be organised:o
No credit to be used for xmas or DS birthday


DFD is based on min.payments - this day WILL come early:p

flowerbomb1979

Am I too late to join? I'm 15 months off paying off an Rbs loan and have several catalogues / cc's I'd like to clear.