The "Pay ALL your debt off by Xmas 2012" challenge

mf0u1098

fairyface wrote: »

I am going to keep that well known supermarket catch phrase at the back of my mind "every little helps" been having a good read of the old style board, I used my teabag twice, dug out a load of old carrier bags from the shed, to use for the kitchen bin, only had a few dishes to wash so didnt use so much hot water and liquid, I will keep doing small things , which will in time I'm sure will help.

Sorted out some more items for ebay to list tommorow.

Went to the charity shop today, its amazing, its a small village and they are sensible with their prices, I got a sealed dk french cd language course, says £25.00 on the back it was a £1.00, I just opened up an amazon account today to try and sell that, also bargain of the week, a pair of brand new with the label still of pair of shoes from Topshop price tag said £50.00 guess what they were 50p. So they will go on Ebay.

Hopefully next week when/if I have made sales I can update my total.

Cant wait for tommorow, I'm really getting into this, so glad I found you, god bless x:rotfl:

On modern phones such as the iphone and HTC Desire they have a barcode reader on them that links straight to Amazon etc. It's really handy when you're in charity shops or car boots to make sure that bargains are real bargains!

I'm glad you found us too as you've got some good tips here, thank you for sharing and keep up the good work :A xxx

lulalolly

Mmmmmmmmmmmmm flapjack, i so wish i could eat flapjack it was my number 1 craving when pregnant (actually i dont think it had owt to do with being pregnant!!) But I had bad news from the dentist recently and have given up sugar .
I've been scouting 'round my flat for things to ebay but I'm so obsessed with no clutter that I have ...well no clutter to sell lol!!!!
Im considering selling my other half though, he's just made tea and washed up :eek:!!!!
x

mf0u1098

recurrent-ostrich wrote: »

I made a batch of flapjacks today from stuff I had in the pantry, so that's a week's worth of sweet stuff for the whole family for a no spend! Woohoo! They are really sticky and yummy and much nicer than shop ones, even Marks and Spencer ones. :-)

mmmmmmmmmmmmmmmm flapjacks!!! Can you share the recipe as they sounds scrummy :T

recurrent-ostrich

mf0u1098 wrote: »

mmmmmmmmmmmmmmmm flapjacks!!! Can you share the recipe as they sounds scrummy :T

Yes, it's dead easy, and sounds shockingly naughty:
Melt 250g unsalted butter, 75g muscovado (or light brown) sugar and 225g of golden syrup in a pan, gently, until all dissolved.

Add to bowl of 375g rolled (plain porridge ones will do) oats and add a few handfuls of raisins or sultanas if you want.

Stir well until all the oats are coated with the gloopy mixture.

Put into greased baking tin (I use one that's about 8 inches square) and press down with metal spoon (as it all sticks to wooden ones)

Bake at gas mark 4 for 18 minutes.

Take out of oven and put straight into fridge (on teatowel if you're worried about glass shelf)

When cold empty onto cutting board/chopping board in one lump and then slice into chunks.

Store in fridge.

Ration. :rotfl:

recurrent-ostrich

To add, I use Tesco value butter, Tesco value oats and own brand syrup. Cheap and cheerful and just as nice.

idristhedragon

Hello all can I join please? I have stupid debts on stupid expensive credit cards and want them gone gone gone!

Gotta go to work now but put me down for £2,100 please

mf0u1098

idristhedragon wrote: »

Hello all can I join please? I have stupid debts on stupid expensive credit cards and want them gone gone gone!

Gotta go to work now but put me down for £2,100 please

Absolutely! Welcome to the team :j, I'll put your name and amount on the 2nd post. xxx

loubie_lou

kerri_dfw wrote: »

I'm going to update my first post with a list of challenges to give people ideas, will have to be when I get home from work this evening though.

Mf0u has asked me to setup a weekly challenge for everyone... I will post the challenge on Monday lunchtime each week. Then it will start each Tuesday at 1am and end Tuesday 12:59am (I get confused by midnight timings.)

So this weeks challenge will be:

No buying sweets or chocolate:

This is going to be a tough one for me, but an excellent one to start with as we'll probably all stuff our faces over Christmas with the stuff. So.... this week I challenge you that when you want to buy a bag of sweets or a choc bar, you put that money towards a debt. Whether it's 35p for a bar or £5 for a tin, whenever you're tempted pay it off a c/c or overdraft

*depending on credit companies you might need to save this all up until the end of the week until you can pay it off due to minimum payment limits, please always check if there are charges for overpayments. Have fun!

Does drinking hot chocolate count?! :eek:

kerri_dfw

idristhedragon welcome a board the good ship saver

loubie - yes it does, no buying anything chocolately, if it's already in the cupboard then it doesn't count

I may have just polished off the cadburys 100g bar from last night =-/ I was hungry, now going to polish off the cheese straws I made last night just because they're sat there. How I am not 1000 stone I have no idea.

Money saving tip of the day: decant shampoo/conditioner/shower gel into old handwash bottles with pumps, or get your own pretty pump dispensers. Water down to thin the soap a bit, then use one pump instead of a handful every time. Can also be used for washing up liquid.

May2013

kerri_dfw wrote: »

So this weeks challenge will be:

No buying sweets or chocolate:

Love the idea of a weekly challenge -but no buying chocolate????.....really???? I've just emptied my purse of change and asked my DS to buy me as much chocolate as he can with.....wait for it..... 83p!!! - hahaha that's never going to keep me going for a week.....I reckon this weeks challenge will put me about £2 closer to being debt free...'every little counts!!'

kerri_dfw wrote: »

Money saving tip of the day: decant shampoo/conditioner/shower gel into old handwash bottles with pumps, or get your own pretty pump dispensers. Water down to thin the soap a bit, then use one pump instead of a handful every time. Can also be used for washing up liquid.

Great tip - thank you