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The "Pay ALL your debt off by Xmas 2012" challenge

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    :snow_laug Only 398 days until we are DEBT FREE!!!! :snow_laug

    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    mf0u1098 wrote: »
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    :snow_laug Only 398 days until we are DEBT FREE!!!! :snow_laug

    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:

    Oh Jemma, you are a good'un! :A
    In debt no more!
  • Good Morning, to all you lovely people, day 2 for me, joining here yesterday lifted my spirits, I felt I could talk in confidence, wages will be going in this week so today I am going be brave and start sorting through the piles of unopened bills, I had my head well and truly buried in the sand until I started reading on here, but I'm gonna do it! well give it a good try, even if I pay everyone I owe a little something its better than nothing. Going to list more items on ebay today, also I have loads of toiletries ,unopened bath sets etc,and beauty freebies etc, I am going to make up into some beauty/bath hampers for xmas pressies, I found some small little wicker baskets in the charity shop 10p each, I purhased some cello wrap on ebay last night, and I already have some ribbon, so that will save on buying pressies, also I have mountains of card making stock,I went mad crafting a few years ago and everything went on the credit card, so made some cards as well.
    Found a nice little notebook and going to write down what I am spending on food the £400 a month is stopping, my freezer is packed, so on Saturday I will go to Morrisons and Tescos and ONLY buying reduced!

    Anyway better get on and do some housework, so I can concentrate on Ebay, will come and see how your all doing later, have a great debt busting day.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Fleabay items finish today already over £40 :j
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Morning all! Feeling rather delicate today - defo shouldn't have had the extra glass of wine last night _pale_. It was really nice wine tho, in my fave bar and didn't cost me anything because my date insisted on paying for it. Will need a few nights in to recover tho, I'm getting too old for this (I'm 26).
    :A If saving money is wrong, I don't want to be right. William Shatner

    CC1 [STRIKE] £9400 [/STRIKE] £9300
    CC2 [STRIKE] £800 [/STRIKE] £750
    OD [STRIKE] £1350 [/STRIKE] £1150
  • Morning all :)

    Exciting news! My meerkat finally arrived after travelling round the world :D So that was a nice freebie

    Also, I got some more freebies (4 songs from Amazon thanks to Black Friday, and registered with a website for a free pen and pencil) but there is a debt I totally forgot about!







    £3.25 to the library! :p I'm going to leave that until I get letters through the post!

    Hope you all have a MSE day :)
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Helloooooooooooooooooo DFW's :D

    Ooooo im just in such a good mood today :D DH had his phonecall yesterday confirming his start time for the temp christmas job tomorrow :j :j so that will please him to be out working and please me as I get my me time back :rotfl:

    Also my lovely adopted nephew was on the TV this morning :D Daybreak went to his school to advertise the donate a coat appeal and he was one of the children picked to appear :D oooooo such a proud auntie . . . . and yes I did record it and zuzz through all the presenter rubbish just to watch his bits :rotfl:

    am hoping that the courier turns up before 11am so I can go with DH to do a delivery for my mum, if not i'll be sat here with me stupid back pain and he will have to go on his todd . . . and I have to go out as I promised DD a slaice of chocolate cake for pudding tonight as she went without last night as time just ran away from me . . . and at 3 years old no pudding is a major, tear inducing situation :rotfl:

    Ooooo I hope a bill turns up today just so I can use more £1's to go pay it!! :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • Good Morning everyone :j just wanted to stop by and say hi
    Not much debtbusting going on until payday, but getting more ideas as each day passes, I am loving the challenge idea hoping I can stick to it he he
    I have done one kind of debt busting thing and have shredded the horrid credit card should have done it a while ago then probably wouldn't be in this mess but heyho. Fresh start since joining this thread and in a weird kind of way i'm excited to finally get this debt gone.
    Have a great day everyone :D
    Pay off ALL Debt before Xmas 2012 #36
    £2817.73/£6157.85 :o£3340.12 to GO
    Weightloss 9/30 21lbs to GO
    2012 Frugal Living Challenge
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Ooh date congrats on that antonia, is there going to be another? ;)
    Greensaints I am hiding from Amazon, or I'll end up spending pennies which is naughty.
    That's excellent news jakes-mum, glad he's found something so quickly.
    Shellgsxr, I'm in the same position payday on friday so can't bust any debts until then. Oh well. At least I'm paid up for this month with 3 days to go *claps*

    I'm sooooo tired. If I'm not in bed by midnight please all shout at me. Museli and yoghurt for breakfast again today, loving that the 6kg only cost me £6 yet I'm going to have it for over a month (normally pay £4 for 680g). Although I did have to switch from milk to yoghurt, but it's soooo much yummier.

    If you want me I'll be asleep under my desk
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    kerri_dfw wrote: »
    Ooh date congrats on that antonia, is there going to be another? ;)
    Greensaints I am hiding from Amazon, or I'll end up spending pennies which is naughty.
    That's excellent news jakes-mum, glad he's found something so quickly.
    Shellgsxr, I'm in the same position payday on friday so can't bust any debts until then. Oh well. At least I'm paid up for this month with 3 days to go *claps*

    I'm sooooo tired. If I'm not in bed by midnight please all shout at me. Museli and yoghurt for breakfast again today, loving that the 6kg only cost me £6 yet I'm going to have it for over a month (normally pay £4 for 680g). Although I did have to switch from milk to yoghurt, but it's soooo much yummier.

    If you want me I'll be asleep under my desk

    No chocolate yesterday :beer::beer:

    Yaaaaaaaaaaaaaaaay payday :)
    In debt no more!
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