The "Pay ALL your debt off by Xmas 2012" challenge

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    Welcome aboard fariyface

    Jakes-mum, please don't do it if you're being prescribed chocolate for medical reasons. It was a chocolate or sweets, so you can have the sweets bit instead. I wouldn't want you to make yourself poorly.

    I have no idea how I'm going to last over a week on 150g of chocolate! I will need support for this one myself. Stupid lady setting challenge for something I find impossible hehehe. It's payday on Friday too and I always want choc then tsk tsk
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
    Name Dropper Photogenic First Anniversary First Post
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    Look Look Look nearly at 5% paid off :rotfl: now that is quite sad, im really excited about that :rotfl:

    Aww kerri, ill support you, i'll be stood on the sidelines shouting 'stay away from the chocolate!!!' with a great big bar of dairy milk in my hand :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    Well done Jakes-mum, and I'm going to need all the support I can get. I'm on a NSD today so I can't even buy reserves
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    First Anniversary Combo Breaker
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    We have tonnes of chocolate in the house too. My cue is to NOT eat any of it this week. I WILL SUCCEED!

    :EasterBun
    In debt no more!
  • GreenSaints
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    Just catching up from earlier.

    Welcome all the newbies. As I keep saying DON'T BE ASHAMED! If you want to look at it bluntly - you've spent the money, there's no point thinking "I wish I hadn't bought/spent that" because it's too late.

    What you CAN do is draw a line under it, and start afresh. Plan for your future, don't dwell on the past :) We've all been there, we're all in this together, so let's get it done! :D

    Thanks for the challenge Kerri - I need it to help my waistline as well as my debts! :p
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • GreenSaints
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    jakes-mum wrote: »
    Look Look Look nearly at 5% paid off :rotfl: now that is quite sad, im really excited about that :rotfl:

    Aww kerri, ill support you, i'll be stood on the sidelines shouting 'stay away from the chocolate!!!' with a great big bar of dairy milk in my hand :rotfl:

    Well done on the (very nearly) 5%! That's amazing! :D
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • hazelc56
    hazelc56 Posts: 318 Forumite
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    hazelc56 wrote: »
    Yes mf0u1098 it is £1002.39 :eek:eek! didnt even count it......me in denial again.Thank you.
    You know I always get the urge to round up my balances on my debts....I am very tempted to honour some lucky person i owe money to with an extra princely sum of £2.39:rotfl:but i dunno who to pick as they are allllllllll so deserving.This would leave me with the £1000 owing.:D
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    I'm going to make mine to nice round numbers this month, it's bugging me that they're not ***OCD alert***
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Post First Anniversary
    edited 21 November 2011 at 7:17PM
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    I am going to keep that well known supermarket catch phrase at the back of my mind "every little helps" been having a good read of the old style board, I used my teabag twice, dug out a load of old carrier bags from the shed, to use for the kitchen bin, only had a few dishes to wash so didnt use so much hot water and liquid, I will keep doing small things , which will in time I'm sure will help.

    Sorted out some more items for ebay to list tommorow.

    Went to the charity shop today, its amazing, its a small village and they are sensible with their prices, I got a sealed dk french cd language course, says £25.00 on the back it was a £1.00, I just opened up an amazon account today to try and sell that, also bargain of the week, a pair of brand new with the label still on pair of shoes from Topshop price tag said £50.00 guess what they were 50p. So they will go on Ebay.

    Hopefully next week when/if I have made sales I can update my total.

    Cant wait for tommorow, I'm really getting into this, so glad I found you, god bless x:rotfl:
  • recurrent-ostrich
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    I made a batch of flapjacks today from stuff I had in the pantry, so that's a week's worth of sweet stuff for the whole family for a no spend! Woohoo! They are really sticky and yummy and much nicer than shop ones, even Marks and Spencer ones. :-)
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
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