The "Pay ALL your debt off by Xmas 2012" challenge

DorsetGirl_2

Both my other CC statements are available so I now know the amount I have paid off is

£455.60/£7873.87 #130

Feeling really positive now

Credit-Crunched

camuk81 wrote: »

Hurray credit, just watch out for the tax code changing.

Thanks I am on 747 now this will be a Benifit in Kind along with the health care so my basic rate will be hammered, I am however paying quite a lot into a pension so I will be increasing my personal allowance to ensure I do not tip into HRT.

Thanks for the heads up

camuk81

Just to give you an idea on my salary the monthly tax is normally £375.42. I have a company car but they go for low emission car but its and Audi (I didn't choose it) and its another £72.09 on top. Though pensions and healthcare doesn't come into that yet.

Try the below link to try working it out

http://www.hmrc.gov.uk/calcs/cars.htm

that way you can plan for next year. Are you getting free fuel or are paying some or claiming back as each of these as certain tax advantages.

camuk81

Right just signed the horrible form which means I loose my current bank account card and have to use a new one. On the plus side while I'm looking at my account with £100.00 and trying not to count the overdraft, the loan will throw some more money back into my account! Onwards and upwards!

theposhbint

Merry Christmas Eve everyone :santa2:

Just dashing in to report a new payment of £100 today, made up of a direct debt plus I spent much less than I anticipated on our annual girls xmas do last night so it can go straight to my debt.

Which makes my total...

#64 - £276.70/£13,210.36

Woo hoo! I've hit my 2 mini targets before christmas -

1) being under £2k for barclaycard
2) under £13k total.. go me! :j

Have a Happy Christmas one & all.
I cant wait for the New Year when I can begin some serious debt-busting.

:rudolf: :rudolf: :rudolf: :rudolf: :rudolf: :rudolf:

loubie_lou

:rudolf::xmastree::xmassign::xmassmile:snow_laug:santa2::snow_grinMery Christmas everybody. I won't be on for a few days now. Got lots of eating a drinking to do! See you all next week xxxxxxxxxxx

muppets

Can I join plz.. I am aiming to pay off £1000 this next year..
so far I have paid off
£80 / £1000 - 8%

theposhbint

Darn those annoying little numbers. Add me for another £4.02, I've caught the rounding off bug

so thats .. #64 - £280.72/£13,210.36

psychopathbabble

Merry Christmas to you all!!

Won't be paying off cc as planned as hong kong is now back on have to find the money from somewhere but need to take these opportunities when they arise... Have been sorting out cv so I'll finally apply for temping after Christmas for extra pennies.

Hope you all have a wonderful time and enjoy the big day xx

Killmark

Can I be added

Total: £8,596
Paid to date: £1,066