📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge

1252253255257258280

Comments

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well Next sale done. 3 dresses, 2 suits and a jumper for the OH. It's the only time of year I don't mind spending £100+ on clothes as it's for work :) I forgot to include the pair of boots I saw on there though and no doubt some of it will go back but still really pleased. Although £147 on the cc but pfft. Avoiding all other sales and I've spent £95 on 1 suit before.

    Where is Suzitiger? Unusually quiet!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    Well Next sale done. 3 dresses, 2 suits and a jumper for the OH. It's the only time of year I don't mind spending £100+ on clothes as it's for work :) I forgot to include the pair of boots I saw on there though and no doubt some of it will go back but still really pleased. Although £147 on the cc but pfft. Avoiding all other sales and I've spent £95 on 1 suit before.

    Where is Suzitiger? Unusually quiet!

    I gave in in the end and ordered a few bits, a coat for work (£45 from £90) but it's on a 4 week wait so might not even come , a cardi for work as our office is really cold and a hat,scarf and gloves as my current ones have fallen apart. Considering I hae spent over £500 at every Next sale up to now, I don't think that's too bad.
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • merrychristmas003.gif

    Happy Christmas everyone
    Pay off all my debts before Christmas 2015 #165.
  • Happy Christmas eveyone see you Boxing Day xxx
    8 years of being on a DMP finished 3/3/14
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I gave in in the end and ordered a few bits, a coat for work (£45 from £90) but it's on a 4 week wait so might not even come , a cardi for work as our office is really cold and a hat,scarf and gloves as my current ones have fallen apart. Considering I hae spent over £500 at every Next sale up to now, I don't think that's too bad.
    I put down everything I wanted into the bag then went back through and threw out anything that wasn't "in stock", my own way of "put it back magpie".

    Can't remember if I said but the hire approval I've been waiting 4 months to come through came through last night :) So as of Feb I'll be back out to customers and not working in a job where I feel undervalued and underappreciated. :T:T Although it will mean suited & booted for any days I'm not working from home, and longer hours. But still travel and meal expenses are worth it, plus the dental plan you can opt in for. Will please OH too as I won't want babies until I've been in the job 2 years and he's not out of uni for another year yet :D

    My parents cat is being MSE, he's using me as a radiator!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • :xmassign:

    Well it's that time on xmas eve, if we haven't got it - it's too late!
    OH and DS have gone to get our traditional xmas eve takeaway, so am taking advantage of the last few minutes of peace i will get for a few days to wish everybody a very merry christmas and this WILL be a prosperous new year for all of us.

    Take care
    Debbie xxx
    :xmastree::TDebt Free by Xmas '12 #100 5701/5701 100%:T :xmastree:

    :D2013 - OH's year to be debt free:D
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Woohoooooo my voucher arrived :D its a £50 John Lewis/Waitrose voucher so cant give any to my sister but I had kept a £10 note back in my bag for just this senario :D I have decided to use it in January to buy my shopping which means i'll have £50 more to pay toward debt :D:D

    Merry Christmas everyone, I wont be on tomorrow, so i'll see you all boxing day night I would think :wave:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    x-mas-img.gif?cda6c1
    Just want to say, have a fantastic Christmas and I shall see you all again after the big fella has been xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Happy Christmas all- I'm in for this challenge- the sooner the debt is gone, the better! I'm aiming for 6-7 months so Xmas 2012 will be a happy time!
    • DFD 4th July 2015
    • MFD 1st October 2021
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    SEASONS GREETINGS

    In A Spirit Of Friendship And Good Will,
    Best Wishes To You And Your Families,
    For A Wonderful Christmas And A New Year
    That Is Happy, Healthy and Prosperous

    Best Wishes from
    Kerfuffle & Co

    :rudolf::xmastree::xmassign::xmastree::rudolf:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.