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The "Pay ALL your debt off by Xmas 2012" challenge

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  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Not at all Jazzy, You'll get a number shortly and then you can update us all on your progress
  • Hi All,

    Could you add me to this please... fantastic idea and can't wait to get started!!

    My total debt is £3000 and I want it ALL gone by Christmas 2012!!

    Thanks guys and good luck

    Jud :)
  • Hi all, was hoping to pay off another chunk this month but we had to pay £700 to replace the clutch on my husbands car. So annoyed! One step forward, two steps back.
    Hope you all have a lovely christmas.xx
    LBM 14th Oct 2011 TOTAL DEBT £8500 :eek: £8500/£8500 (100%) paid)
    santander overdraft £[STRIKE]4250[/STRIKE]£0!!
    lloydstsb cc £[STRIKE]2250[/STRIKE] £0!!
    lloydstsb overdraft £[STRIKE]1200[/STRIKE] £0!!
    Owe parents £[STRIKE]800[/STRIKE] £0!!
    Pay off all my debts my xmas 2012 challenge #13:j
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi
    Can i join please?
    My debt is £4k on 0% credit card; but i'm now determined that next year it will be paid off!!
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    :snow_laug Only 368 days until we are DEBT FREE!!!! :snow_laug
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :T:T WELL DONE!!! :T:T
    You are all doing amazingly well on your debt busting, every penny off your debt is a fantastic achievement xxx
    Also,
    :j:j:j WELCOME :j:j:j
    To our new team members! It's never too late to join and kick this debt booty!
    xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Important Notice
    To help me run this thread easily, could you please all post your totals in large text and in a bold colour, i.e.:
    £265.43/£7685.67
    (where the first amount is the total you have paid off so far in this challenge and the second amount is the total you pledged to clear by Xmas 2012.
    It would also be a big help if you could also put with it your number from the 2nd post.
    i.e. another £50 paid off so now the total for
    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    20.gif
    Cheers, mf0u1098 (aka Jemma) xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Blimey I miss a day and I'm half a dozen pages behind! :p

    Well, pay day at last, and I'm trying to be sensible with not only spending, but debt paying as I don't want to completely bankrupt myself before the next payday! :rotfl:

    Current total is:
    £600/£1550 38.71%!!
    Right I'm off to catch up with old posts!
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    It's not feeling at all like Christmas for me this year, I think I got the christmassy feeling in November! Spent all day cleaning and tidying after going to shop after shop after shop with my mum and grandma getting everything for Christmas Day and Boxing Day as I have sisters coming one day but not the other and vice versa so two days worth of food needed. I am soooo tired and my dad has really been playing up tonight and to be honest, it's getting to the point where I wish he'd just leave as he's nasty/spiteful/vindictive and hurtful to all his family. Why does he have to spoil xmas just because he hasn't been visited by the 3 ghosts yet!!!???? Do you reckon he'd get the hint if I wrapped up his suitcase and put it under the tree!!! Wish I could go back to being 5 again when Christmas was magical and the family was happy... Never mind, I cannot help my parents, I just have to be there to support and in the meantime, pay off my debts so I can get a place of my own and leave them to it!

    I promise to have a couple of drinks tomorrow evening and be more jolly!!! xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • CW2
    CW2 Posts: 113 Forumite
    Hello everyone,

    Congratulations on the debt busting! Everyone is doing so well!

    I'm finally making some more headway on the debt thanks to a good Christmas bonus (which in previous years would have disappeared on anything and everything, but this year has gone straight off the credit card and loans!), so I've just paid £3,359 off the debt which takes my total to a nice new round figure:

    003 £4,000/£12,459

    Merry Christmas everyone - can't wait for 2012 - its the year we become DEBT FREE :j!

    CW2 xx

    Debt at LBM (31.05.11): £16,750
    Debt Free Date 22.12.12 :j
    Saving for a house deposit: £5,003 / £15,000 target
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