The "Pay ALL your debt off by Xmas 2012" challenge

Natterjack88

I've just paid another £400 off my £1000 credit card. I wont be able to keep paying payments this high for much longer though, unless my eBay takes off in the new year!

So: Number 180 paying £400 off today. New total is £1000/10000 10%

Just editing to add:

Just checked an account I don't use anymore but has an outstanding balance for overdraft I used (0% student one so not too bad and had £44.XX in there. Just topped it up to £100 so another £100 paid off today. Should really put on credit card but I think I have to use this account to avoid charges.

So new total: Number 180 paying £500 off today. New total is £1100/10000 10.1%

Kellyjelly27

Hi, could you add me please.
Total outstanding for 2012 is £17,850.12
This will be gone in 2012.
Thanks
Kelly

camuk81

kerri_dfw wrote: »

Contractions have apparently slowed so no baby just yet. Boo!

I'm really annoyed with Mr W this morning, they were meant to deliver last night but called to say that they had issues with their vans so could they deliver between 7.30 - 11am this morning. I said that'd be fine but they've only just delivered (albeit including a bottle of champers for the inconvenience), but they haven't delivered my chocolate yule log and the receipt says 2 xmas puds when I only ordered and only had 1 delivered. This is turning into a nightmare :mad:

Sounds like a right palaver! Well look at this time more cooking time for the baby! Which can only be a good sign. Are they going to let her out for Christmas?

jakes-mum

kerri_dfw wrote: »

I'm really annoyed with Mr W this morning, they were meant to deliver last night but called to say that they had issues with their vans so could they deliver between 7.30 - 11am this morning. I said that'd be fine but they've only just delivered (albeit including a bottle of champers for the inconvenience), but they haven't delivered my chocolate yule log and the receipt says 2 xmas puds when I only ordered and only had 1 delivered. This is turning into a nightmare :mad:
.

OMG, email them and complain right royally, I did last time I had a problem with both tesco and waitrose they both sent me £5 gift card for the inconvenience. plus they will refund the extra pud

his_missus wrote: »

Hope the vouchers turn up jakes mum, our post is always later than normal this time of year.

post has been and still no vouchers

kerri_dfw

camuk81 wrote: »

Sounds like a right palaver! Well look at this time more cooking time for the baby! Which can only be a good sign. Are they going to let her out for Christmas?

Ooh sorry should have said they let her our yesterday and the contractions started to ease off when she started to relax at home. She's gone last minute xmas shopping with my Mum today, so she's obviously not too bothered by it all haha.

Just want to say thank you to Jemma for this thread and the rest of you too. Normally when I move house I end up hiding from my creditors and my post goes to my old house for months. I've just called Wescott and Vanquis to change my address pronto, and updated my bank and freemans as well Wasn't even scared of them! Only Lloyds TSB to go and I hate them they make it so complicated to change your address grr.

Feeling a lot more positive about it all though and looking forward to being debt free this time next year :j:j:beer::j:j

jakes-mum

been out shopping and bought meself 1 cardigan for £8 . . . but 2 pairs of pj's, a pair of lined jeans and a pair of winter boots for Lily at the cost of £23 :rotfl: so much for buying myself some new clothes :rotfl: the pj's were reduced to £2 each and the jeans down to £7, and she was desperate for them so I thought that was a good buy

Malmol09

Another little payment for me.... I'm hoping that I'm also being generous with the allowance for interest to be deducted from my student loan repayment....will see!!

So another £35 off....new total is:

#063 £294.11 / £17630.02

:j

Hope everyone is doing well x

rictus123

Well its payday today Last one of the year....direct debit set up...but its not coming out until 1st of January, £300ish to debts, will update on the day with exact amount. So motivated to pay this debt off and save a deposit all in the next 12 months, i want it done by December 2012 so i can use the money i would normally save to buy myself that new laptop and maybe get my girlfriend an engagement ring....who knows

camuk81

jakes-mum wrote: »

been out shopping and bought meself 1 cardigan for £8 . . . but 2 pairs of pj's, a pair of lined jeans and a pair of winter boots for Lily at the cost of £23 :rotfl: so much for buying myself some new clothes :rotfl: the pj's were reduced to £2 each and the jeans down to £7, and she was desperate for them so I thought that was a good buy

At least you bought something for your self! Taken your advice about the tv thing for Swag, No doubt I'll have more questions if I can't get it to work

Machine_2

Another £39.40 paid off my next account today.

I know it's only a min payment but still feels good after my rant yesterday!

My new total:

£74.40 / £15,962.80