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The "Pay ALL your debt off by Xmas 2012" challenge
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I sent a complaint letter to HBSC and they agreed to give me £50 compensation for their many c0ckups! I checked my account today and they'd only paid in £25 so another angry complaint sent off...:eek::eek::eek:
Well I got a call from the lovely guy in the complaints department and the other £25 has been put in today so back to being happy again!
Just wait until they get my 3rd complaint...:rotfl:This one's going to be PPI reclaiming...!
Love all the debt busting peeps!!! I'll be back on later tonight to update your totals and add our lovely new members xxx :j:j:jNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Well I got a call from the lovely guy in the complaints department and the other £25 has been put in today so back to being happy again!
Just wait until they get my 3rd complaint...:rotfl:This one's going to be PPI reclaiming...!
Love all the debt busting peeps!!! I'll be back on later tonight to update your totals and add our lovely new members xxx :j:j:j
That's good
I'm still waiting to hear from Halicarp re PPI but not expecting much... going to try and forget about it then anything that I might get is a bonus!Became Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Well, we've done our bag pack today at M0rrisons and we raised a fantastic £423 towards a new tent! The Cubs were amazing and we're all absolutely shattered now lol Well done on all the debt paying and welcome to our new members.0
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#43 £539.88/£8000.
not huge payment for this month but come next year I am in it !!!#28 pay all your debts by Xmas 2019 £2682/7000:)
#66 2019 MFW £90/£7500
also trying to get 6k savings this yearhave this by April . yay
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#167 $170/$8,100LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
Overdraft: -$2,500
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Feeling great because I've paid off so much, feeling down as I've just checked my bank account. Plus side check with one cc and its looking better then I thought!0
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Feel guilty already and not done anything yet. i usually splurge a huge amount in the jan sales. xmas money and Credit card. this year nothing will go onto credit card but i know i have about £150 given to me in cash.
I need some work clothes ( going back to work from maty and a wee bit bigger ) but i already feel guilty about spending the money when it could be going to the cards. Keep changing my mind between spending since i'll not be spending the rest of the year and putting it straight to the cards. Anyone else feel like this, What do you all think i should do ?#28 pay all your debts by Xmas 2019 £2682/7000:)
#66 2019 MFW £90/£7500
also trying to get 6k savings this yearhave this by April . yay
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Totally, I could do with a new suitcase for my work travels and some new bra's as most of the wires are coming or have come out. But I have decided I'm splurging on a haircut this month £40. Its been over 8 months since a proper chop and I think I deserve it!0
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Hi, am I too late to join ? I really don't have a hope in achieving this target but if I try my hardest I can certainly get rid of a hunk of it.
My total debt at the moment is £12,100.
Many thanks0
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