The "Pay ALL your debt off by Xmas 2012" challenge

mf0u1098

Important Notice

To help me run this thread easily, could you please all post your totals in large text and in a bold colour, i.e.:

£265.43/£7685.67
(where the first amount is the total you have paid off so far in this challenge and the second amount is the total you pledged to clear by Xmas 2012.

It would also be a big help if you could also put with it your number from the 2nd post.

i.e. another £50 paid off so now the total for
#001 is £315.43/£7685.67

Cheers, mf0u1098 (aka Jemma) xxx

Miss_Information

kerri_dfw wrote: »

Can someone please inform my sister that we do not need a real christmas tree that will only last a year and is adding to global warming, and that an artificial one for £10 would suffice. She's not listening to me and it's doing my head in. I don't have £40 to spend on a tree and she is in a worse financial situation than I am arrrrgggghhhh

I was always a real tree person, but when I bought my flat I bought a tree for £20 in Homebase (1/3 off) and I am so pleased with it. This is the 3rd year it has been out and it still looks lovely - no mess and very frugal!

mf0u1098

beccie wrote: »

Now at £941/£12,234

Well done everyone! :T

Well done beccie, that's a superb amount paid off!!! :T:T:T

PedroMatias wrote: »

Woohoo! Another milestone passed. I've paid of some more of my Credit Card with my eBay earnings, and my new total is... drumroll...

£1,743.80 paid off!!!

Which equates to... 10.81%!

Double-figure percentage feels gooood :j

Well done, you've almost beaten me!!! It's so good being in double figures isn't it. :T:T:T

psychopathbabble wrote: »

You might want to make sure it works first :rotfl:

Thanks psychopathbabble :A:A:A it works! :rotfl:

DorsetGirl_2

Had another payment clear of £7.00 so now I am on £9.50/£7873.87.

DorsetGirl_2

And next week will be the last week I have to pay for DD's Preschool as she recieves funding after Christmas, so I will have a spare £40 a week to pay off my debts :j

Going shopping tomorrow so will try and achieve this weeks mini-challenge.

ashleighsalem

:mad::mad::mad::mad::mad::mad:
I've just realised that i did not add up my initial target correctly:(

so correct figures are

#100 101/5600 1.8%

PedroMatias

mf0u1098 wrote: »

Well done, you've almost beaten me!!! It's so good being in double figures isn't it. :T:T:T

I noticed we had similar figures - we should try and keep pace with each other!

I'll edit my sig so it shows amount paid instead of amount left, to help with your table...

Credit-Crunched

Hi all,

Makes me feel better knowing I am not alone dealing with this!

£200/£13,946 - dvd sales on ebay
£30 - money from obline bookies been sat there for a year
£23 - cashed out my top cashback payments

£253/£13,946

in 1 day! not bad eh!

£13,693 to go want it gone by end of Dec 2012!

Also just got a promotion today! good eh!

PedroMatias

Credit-Crunched wrote: »

Hi all,

Makes me feel better knowing I am not alone dealing with this!

£200/£13,946 - dvd sales on ebay
£30 - money from obline bookies been sat there for a year
£23 - cashed out my top cashback payments

£253/£13,946

in 1 day! not bad eh!

£13,693 to go want it gone by end of Dec 2012!

Also just got a promotion today! good eh!

Congrats on the promotion! - top day and top decision to get the debt sorted. Make sure you get yourself listed on post #2 - mf0u1098 will do that for you.

Welcome :j

Credit-Crunched

PedroMatias wrote: »

Congrats on the promotion! - top day and top decision to get the debt sorted. Make sure you get yourself listed on post #2 - mf0u1098 will do that for you.

Welcome :j

Thanks for the welcome!

I have been living a lie for too long now, I'll buy this and pay it off at the end of the month style of living! Got me to £13k debt so I am now facing it head on and I am going to win!

The job comes with about a 25% pay rise and car so that frees up MOT and Service every year.

What I plan to do is set up a sweep facility so every 1st month after all my bills have been paid anything above £0 gets swept into my savings account then onto my cards!

Sound like a plan?

Lets hope we all do this and reach our individual goals! Together we are stronger!