The "Pay ALL your debt off by Xmas 2012" challenge

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    And I am the person who gets all the way to the checkout before wondering how all those things leapt in there and leaves a stack of random stuff by the self-checkout machine... :o

    Rosa xx
    When I worked for Mr S we had to throw away all freezer & fridge stuff that wasn't left in it's correct place (i.e. fridge thing in freezer, freezer thing on shelf) as we had no way of telling how long it had been there. So I always make sure I put these things back where I found them as I hate wasted food.
    Although you will find I place random stuff in weird places on my way round going "hang on woman, no you don't need 17,000 bog rolls"
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
    Name Dropper Photogenic First Anniversary First Post
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    Ahhh now I am good about the frozen/fridge stuff as thats a pet hate of mine, walking down the aisle looking for some shampoo and seeing a apck of sausages stood precariously between two bottles. Cant waste food, what would Martin say :eek: but no preishables just get bunged wherever I happen to be . . . and as I worked in a supermarket and was often collecting random items and putting them back, you'd have thought I would be better . . . but no :o
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
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    :wave:Hello all! Sorry, I have been AWOL for a few days, went away for the weekend :) unfortunately spent on CC :( but hoping to pay that bit straight off next payday:o

    Finally got round to seeing how much much of my actual loan, I paid off, a rather respectable £377 so altogether I have now paid off

    £424/£6583 (that's just over 6% of my debt) :j

    Now to work on those NSD's, of which I unfortunately have none this month so far :(
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
    edited 6 December 2011 at 2:58PM
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    Today's lunch was free =) I had a free crepe voucher on my loyalty card, but it meant you had to buy one to get one for free. So my colleague said she'd have one too and we'd go half price.
    However, the guy on the till must have got it wrong, as when we were working out how much I owed her (she was paying with a £5 note) he said we didn't need to pay anything. Two crepes for free whoop whoop :)

    mf0u I just got a bit OCD, can you put me down as just having paid off another £30 please :) that's £560/£4300 now yay. The Wescott one is annoying me too, I might pay off another £50 this evening, will see what the hit in that swedish shop is later :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • browng
    browng Posts: 11 Forumite
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    Hi everyone,

    Chipped another £300 off my debt :j
    New total £4615

    credit card £450

    overdraft [STRIKE]£2300[/STRIKE] £2000

    Loan £2165

    Total £4615 from £5280
  • idristhedragon
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    Hello all
    sorry I have been a bit awol and havent caught up yet as it was The Teenagers birthday this weekend and I A) got stupidly drunk and B) had to go out shopping all day with her Saturday (yep, with s SCREAMING hangover) Money wise I am feeling a bit better- I have done the majority of the Christmas shopping with only very minimal CC spendage :) As I said before I will be poring over the Jan bills and getting them paid off then. WOrk has been depressingly crap for a few weeks but Im expecting a huge influx of newbies in Jan so hopefully will have some extra £££ to throw at the CC's. Im still glowing from Very being at £0. Feels so good. I am going to count out all the small change that is hanging around and pay that off something this week.
    ANyway I must go now as my floor in my kitchen is being replaced tomorrow and I have to move the back room around to fit in 2 fridge freezers and a washing machine and a tumble drier. Oh dear. Especially seeing as I havent STARTED yet and need to pick my boys up in 90 mins.....
    Have nothing in your house that you do not know to be useful or believe to be beautiful.

    £117/ £3951.67
  • HelenPie
    HelenPie Posts: 502 Forumite
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    I'm very excited - just paid another £30 towards the credit card after doing someone's nails last night (hark back to an old p/t job as a student - I have managed to keep two regular customers even after not doing business for over 7 years ;))

    More exciting is that I've just received an order for some cupcakes (dabbling in baking as a potential business but too busy with real job to really go for it :(). Anyway, she wants loads and the bill comes in at £200 :D:D profit should be about £150 :T I'll have to work through the night to do them, but it all helps :beer:

    :jYay Yay Yay:j
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • Machine_2
    Machine_2 Posts: 31 Forumite
    edited 6 December 2011 at 7:34PM
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    Ok then guys, so my dd's went off my debts before stating my total debt earlier in the month, but today I have paid an extra £5 off my Barclaycard.

    I know this may not be much, but speaking to my GF we have decided to now do our shopping split between Aldi and Sainsbury's which saves us an extra £10 per week, so we split it and mine is paying off my cc's.

    So really i will be paying off an extra £5 a week from now on. Again may not sound like much but it feels like I've found extra money from nowhere!

    Total debt is now:

    £5/£15962.80
    :xmastree:Pay all your debt by Xmas 2012:xmastree:

    ........:xmassmile#114 £1,530.61/£15.962.80:xmassmile.......
  • Trevor64_2
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    £23,331 for me please. If I manage half of it I'll be happy.
  • trying_hard
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    Hi I would like to join too!

    My total is £19,900 and will be so happy to have halved it by the end of the challenge
    8 years of being on a DMP finished 3/3/14
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