The "Pay ALL your debt off by Xmas 2012" challenge

mf0u1098

HelenPie wrote: »

I've had a pretty good weekend

Spent £57.27 on the food shop, which is very good for me, especially considering this is easily more than 1 week of food, and I even bought treats for OH (mince pies) and myself (Coke Zero ). Even better, it included £16.25 of savings. Rounding the total spend up to £60 (I'm going to round every shop up to the nearest £5), gives a difference of £2.73.

Did I also mention my £14 train ticket refund? :T

So....
"Saving the savings": £16.25
"Saving the difference": £2.73
Train ticket refund: £14
Loan (regular payment): £284.46
eBay sales (after all fees & postage): £62.48

Total debt busting since Friday: £379.92 :j:j

I wont update my total yet as think that I only have interest to deduct before the end of the month and don't want to see it go down Also wont be able to use the eBay money until Paypal release funds.

Negatives:
*I need to be a bit more careful with eBay postage in future - I made a loss on P&P, even though I scrounged the packaging for free :eek:
*Spendy spendy: £5 contribution to a get well gift for a colleague; Christmas card stamps £9.74 :eek::eek:; £3 on a Christmas book for OH (impulse buy ); and £3.29 for some velcro for OH's advent calander.

Overall a good few days though.

Hope everyone else is doing well

Helen x

This is fabulous HelenPie! Just updating the totals and noticed that you have £1016.99/£16487.87 i your signature but I have you down for £1017.29/£16,522.79 on the 2nd post, could you please let me know which is correct? Cheers, Jemma xxx

PedroMatias

Oh dear! It seems Paypal has seen my flurry of cash come in from my eBay clearout and frozen my account! Must look like money laundering or something... :rotfl:

But on the plus side, the £691 that's sitting on the account is balanced directly over my credit card - when it finally drops, there'll be hell to pay, MBNA!!!

HelenPie

mf0u1098 wrote: »

This is fabulous HelenPie! Just updating the totals and noticed that you have £1016.99/£16487.87 i your signature but I have you down for £1017.29/£16,522.79 on the 2nd post, could you please let me know which is correct? Cheers, Jemma xxx

It's the one in my signature is correct-I wasn't going to bother you with the change until next update.

Thanks for noticing! x

carer_adrian

Love this challenge going to clear 5k off in 2012

PedroMatias

jakes-mum wrote: »

I failed this weeks challenge miserably so as I have to go to the bank tomorrow to payDH's credit card I will pay £10 extra for my failure

Looking forward to this weeks challenge as I am already a serial 'putter backer' I leave a trail of items on my travels (yes that is me that puts biscuits in the toilet roll aisle ) so hopefully will do much better this week :j :j

Ahh, so YOU'RE the mystery "bleach in the freezer" shopper... :rotfl:

mf0u1098

browng wrote: »

Evening everyone,

Hope everyone is good and had a good weekend. Had an excellent day today and payed another £200 off my debt to take me under the 5 grand mark

200 / 5115

New total £4915

Overdraft [STRIKE]2500[/STRIKE] 2300
Credit card 450
Loan 2165

Hiya browng, just checking the totals on post #2 and I just need to check what your starting figure was as £5230 is on the 2nd post but you've got £5115 above. Could you please let me know which is correct? xxx

PedroMatias

miecherox wrote: »

I love the ideas of recording and celebrating each regular loan and credit card payments than just the over payments I can only imagine I would get pretty fed up with the odd £10 here and there!!!

Yeah, I know - it makes the routine feel special and keeps the morale up. :money:

mf0u1098

:xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
:snow_laug Only 385 days until we are DEBT FREE!!!! :snow_laug

:xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:

mf0u1098

:T:T WELL DONE!!! :T:T

You are all doing amazingly well on your debt busting, every penny off your debt is a fantastic achievement xxx

Also,

:j:j:j WELCOME :j:j:j

To our new team members! It's never too late to join and kick this debt booty!

xxx

sam09_2

Hello everyone!

Have had some good news today- £300 of debt on my cc i had was because of a relative who had money troubles, so i had to buy food for couple of months til money came through sooo i have now got £200 to pay back off my card its not the full amount but im really happy as i didnt expect anything back! Not going to update my totals yet tho until the weekend! Am definitely going to take part in the challenge!