The "Pay ALL your debt off by Xmas 2012" challenge

mf0u1098

HelenPie wrote: »

Very on the ball mf0u1098: I see you've updated my totals on page 1 from my signature change I'm impressed!

Thanks so much for managing this challenge :T:beer::T

No problem HelenPie! I've got a bit of a photographic memory for numbers so spotted the change straight away! I'm happy to manage the thread as it's keeping me focused! (and busy :rotfl:) Great amount paid off so far by the way :T xxx

Superheavy

mf0u1098 wrote: »

No problem HelenPie! I've got a bit of a photographic memory for numbers so spotted the change straight away! I'm happy to manage the thread as it's keeping me focused! (and busy :rotfl:) Great amount paid off so far by the way :T xxx

Fair play to you, I'm sure what was your own personal challenge has kind of snowballed on you! There are a few payments made from my debts, just need time to find out and calculate what they are.

suzitiger

Congrats on the cupcake order HelenPie No more debt payments to report today, can't wait to be making more money!! Cuz I'm not that good at not spending lol. I am trying though

kerri_dfw

mf0u1098 wrote: »

Done, I've put your total paid to £1290 though as that's what it works out on your signature if that's ok? xxx

Thank you very much Just two weeks and I can bust some more properly

InsertWittyName

Paid another £108 towards the Santander loan.

New total is: £543.89/£15,626 (3.48%)

dd1981

Good morning all

Paid some pennies towards credit card today from Paypal funds that came through. Feel like I'm spending too much just now though with Christmas present buying and nights out! Don't want to lose control, last year we went mental with Christmas and bought my partners 2 kids FAR too much which def contributes to the debt we are in! We have totally scaled it back this year but its so easy to spend too much! How do you guys all manage Christmas without going crazy?!

My new total is.....

£965.58/£9793.81 (9.86)

DD
x

jakes-mum

rubywhatashmoo wrote: »

I hate it when there are odd pennies outstanding!! All debts must be nice tidy round numbers *geek*

my loan is driving me crazy as my payments are £180.27 so its always an odd number

jakes-mum

dd1981 wrote: »

Don't want to lose control, last year we went mental with Christmas and bought my partners 2 kids FAR too much which def contributes to the debt we are in! We have totally scaled it back this year but its so easy to spend too much! How do you guys all manage Christmas without going crazy?!
x

The comps board ive done 2 kids, 1 DH, 2 mothers, 2 fathers, 1 BIL, 2 Nieces, 1 Nephew and an uncle for £89.09 :rotfl:

Just my sister to go . . oh and if theres any money left in the budget my friends little boy.

Made a bet with DH in Jan that I couldnt do entire extended family for £100, he was all :rotfl:at my belief, hes :eek: at me now

:rotfl:

kerri_dfw

dd1981 wrote: »

Good morning all

Paid some pennies towards credit card today from Paypal funds that came through. Feel like I'm spending too much just now though with Christmas present buying and nights out! Don't want to lose control, last year we went mental with Christmas and bought my partners 2 kids FAR too much which def contributes to the debt we are in! We have totally scaled it back this year but its so easy to spend too much! How do you guys all manage Christmas without going crazy?!

I started in October, bought little and often which meant I didn't have the mad shopping spree of craziness My sister on the otherhand hasn't started yet, realised she's skint and can't afford xmas, so wants to borrow £50 off me :eek:

antonia1

Morning all! Feeling very happy today - I saw an excellent Christmas present for my bro in the shops at the weekend, but didn't get it cos it was £5 over budget :A (last year that wouldn't have mattered). Thought I'd have a look round on the internet and it was £5 cheaper on amazon! That means its right on budget, especially cos it is free delivery:j!

Tonight I will be calling Barclaycard to find out if it would be cheaper doing a balance transfer of my overdraft cos they're charging almost £15 per month in interest:eek:, and I think my barclaycard may be 0% til Feb 2012, so it all depends on the balance transfer fee. And it would mean I could close that account so I'd only have two bank accounts.

Also will be digging out oddments of previous years packs of Christmas cards and seeing if there's enough for all my colleagues, friends and extended family. May splash out on new ones for immediate family tho, as I have a £10 budget for cards this year.