The "Pay ALL your debt off by Xmas 2012" challenge

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    Combo Breaker First Post
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    jakes-mum wrote: »
    im so tempted to pay another £25 off my post office card to make it a nice round £1300 . . . is that being a bit OTT? :rotfl:

    Not really as I'm thinking of paying off £4.15 to make my total paid off a round number! :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • rubywhatashmoo
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    I hate it when there are odd pennies outstanding!! All debts must be nice tidy round numbers *geek* :D
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
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    Is it bad that I'm becoming so OCD with mine that I don't like that the totals don't round to £100?
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • snoopyfan28
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    Hi, just wanted to say im still here, have been really busy with my money making ideas.

    in the last two weeks i have:
    sold some stuff on ebay
    started collecting stuff to carboot from my family
    made some cards to sell

    any other ideas would be welcome.

    have just found out that i cant make over paymets on my loan, i have to save the full amount and pay it in one go. so i will be making my normal payment of £126 a month, and put the rest in savings.

    so far my total is £376/£8000

    i wont be paying any more before christmas but its nice to have made a start.
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    Combo Breaker First Post
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    Hi, just wanted to say im still here, have been really busy with my money making ideas.

    in the last two weeks i have:
    sold some stuff on ebay
    started collecting stuff to carboot from my family
    made some cards to sell

    any other ideas would be welcome.

    have just found out that i cant make over paymets on my loan, i have to save the full amount and pay it in one go. so i will be making my normal payment of £126 a month, and put the rest in savings.

    so far my total is £376/£8000

    i wont be paying any more before christmas but its nice to have made a start.

    :T:T:T Well Done snoopyfan28 for a brilliant start!!! :T:T:T
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    Combo Breaker First Post
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    I hate it when there are odd pennies outstanding!! All debts must be nice tidy round numbers *geek* :D

    I was checking all my credit cards/overdrafts and thought about rounding them all to the nearest £10 but then it would leave me with an unrounded number in my current account so then would have to round that to the nearest £10 to my VSP so a double whammy! Maybe will do it after I've bought all the xmas pressies but the budget is a little tight at the mo so will have to see... :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    Combo Breaker First Post
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    kerri_dfw wrote: »
    Is it bad that I'm becoming so OCD with mine that I don't like that the totals don't round to £100?

    Next it'll be that you're not happy unless you can round to the nearest £1000!!! :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    Combo Breaker First Post Debt-free and Proud!
    edited 6 December 2011 at 11:18PM
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    mf0u, as it's doing my head in trying to work out which total is what, can you update my total to pay off to £5030 this was my starting debt at LBM

    My new housemate has gone out, she was meant to put the water on for me because I don't know how but she seems to have forgotten as I've ended up having a cold shower... the heating is off and I'm shivering =( brrrrrrrrrr. Curtains are up though, might have to get a little heater at this rate
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    Combo Breaker First Post
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    kerri_dfw wrote: »
    mf0u, as it's doing my head in trying to work out which total is what, can you update my total to pay off to £5030 this was my starting debt at LBM

    Done, I've put your total paid to £1290 though as that's what it works out on your signature if that's ok? xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • HelenPie
    HelenPie Posts: 502 Forumite
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    Very on the ball mf0u1098: I see you've updated my totals on page 1 from my signature change ;) I'm impressed!

    Thanks so much for managing this challenge :T:beer::T
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
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