Finally reaching out for some help...

kerri_dfw

beanielou wrote: »

kerri~Can you explain something to me.
I take it that you use Vanquis to pay off Freemans and then pay Vanquis off to improve your credit rating?
Or have I missed something?

That's right, I realised if I pay vanquis off in full each month then I don't get charged interest and I improve my rating. I then use vanquis to pay freemans and wescott. I know it's using credit to pay credit but eventually I'll have no one else to pay so tharen I'll use vanquis to pay my groceries and pocket money whilst I clear my overdrafts, then vanquis will be the last one to pay off :-)

So on payday £500 goes to vanquis. Freemans and wescott are dated to allow enough time for the funds to clear

ZTD

kerri_dfw wrote: »

I do think I need to find a hobby that involves meeting other like-minded people though. OH and I were discussing earlier that I don't have many interactions with people (personally I like keeping myself to myself), I'm very much on the outside of the group of friends I have and it's not likely I'll ever be in with the clique. So I need to think up some way of meeting new people and doing some fun things that are within my budget and not drink related. I think one of the main issues is I live in the coldhearted city of London where unless you know people it's hard to meet people.

Well the current DFW thing seems to be pole-dancing classes. Gets you fit too...

kerri_dfw wrote: »

There's also been two occasions now where someone we've invited over for dinner has made a not so subtle crack at me right in front of my OH and it's made me really uncomfortable...

:eek:

kerri_dfw

ZTD wrote: »

Well the current DFW thing seems to be pole-dancing classes. Gets you fit too...



:eek:

I should have pointed out that this was 2 separate people, not the same person twice. The second was in front of the others gf!!!

I am defo thinking about the pole dancing classes, just need to find it cheap enough

kerri_dfw

My final lot of items on fleabay end today. This means I'll have to start photographing and scheduling more items, what a drag However, I have made a pretty penny from them, so far (I need to deduct postage of latest items though) I've made about £100 from the latest amount of items. The latest payments I've been paying straight off freemans to get that down to as low as possible before the 20th Feb, this means I'll have less to pay off using vanquis even though I've already paid an additional £200. If I can sell £200 worth of items then I'll start transferring the amount straight to vanquis instead. This will means I have to transfer less to vanquis next month and can pay off my OD quicker

I have to tell you all about the message I've had from there though. I'm selling a few bras and someone has messaged asking if I'll sell it to them unwashed Then they've said they'll pay £20 for a pair of unwashed knickers. They'll pay £40 if I take a photo of me wearing them. I'm all for sending oddballs unlaundered knickers (I know it's gross but I don't have to watch do I) but pictures are a definite no, no. However, my friends have said I should find a picture of the bra on the interwebs and !!!!!! it off as a picture of myself Now this I can do...

No debt busting today, hoping a NSD but will mean leaving the car where I parked it for a few nights as it needs petrol. I really don't want to be driving it everyday either, and seeing how it has chocolate in it I really should just leave it there, the less chocolate I eat the more of my figure I keep. Talking of figure I've lost 6lbs that I put on over xmas, and an inch each from hips, bum, waist My new Next dress finally fits properly

I shall report back with any payments that come in from fleabay in a bit, the items end in 1hr.

Cherryjack

O M G?????????? what the hell lol.. i cant believe someone asked you for that!!!!! I wonder what martin lewis would say lol.. no but seriously that is creepy... be carefull.. can the person get your addy?? Good Grief!! this takes 2nd hand cloth selling to a whole new level... its turning into film this diary lol.. ZTD will have a fit lol

elly68

hi kerri just remember other ebay users can get ur address ,there was someone in edinburgh requesting them for an art project lol

kerri_dfw

elly68 wrote: »

hi kerri just remember other ebay users can get ur address ,there was someone in edinburgh requesting them for an art project lol

Oh can they? I didn't know that eep! That's just creepy. I've just updated my address to a previous one, so they can't turn up on my doorstep, phew glad I checked that one. It's a bit out of order for them to be able to find my address!

kerri_dfw

Right, I think I've just managed to balance my books... I got a bit muddled what with virtual bank accounts and second purses and a deficit of £25 that I couldn't work out where it had gone.... it was sat in my online saver. My bank are going to love me for passing £1 backwards and forwards between bank accounts haha.

Oh and to all those that want to buy dirty laundry on the interwebs, it's normally a good idea not to have your full name in your username on fleabay. This, accompanied with your town/city can bring up several different websites including FB, linkedin etc which tell me that you're a long haired oddball who looks about 12 and has incredibly weird fb status updates.

Cherryjack

Oh lordy lol!! my OH loves your diary.. hehe just been telling him the latest :-) cant believe you found the knicker person lol

elly68

did you go and stalk the knicker person its usually the other way round lol