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We are about to pull the purse strings soooo tight!

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  • Spendless
    Spendless Posts: 24,662 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow Alice £4,200 is amazing. And if you pay it off by end of 2021 then it'll be 10 years since you first started this thread. What a journey you've been on. 
  • trishx said:
    Arh Alice, it must really feel within grabbing distance now! Safe to add your DFD back into your footer do you think? 2021 could be a fresh start!
    Oooo should I??  You know it makes me feel nervous. Having been in this situation all this time I’m a bit anxious about what it’s going to be like not having to pay money back every month.......mind you I have got to get there yet. 😂
    Thank you for the continued support. 
    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Spendless said:
    Wow Alice £4,200 is amazing. And if you pay it off by end of 2021 then it'll be 10 years since you first started this thread. What a journey you've been on. 
    Wow 10 whole years...eeek. Doesn’t time fly. I’ve just got to keep going. 
    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • I made a jelly this week. It all got a bit tough so I made a jelly. It’s really funny how when I do this it  makes me feel in control. We hadn’t done what I call a proper shop last week so the cupboards weren’t over flowing with food but we haven’t starved and to be honest we wouldn’t for the foreseeable future either. We’ve worked through the freezer as well. Considering we meal plan I can’t believe the food we do actually have. 
    Yesterday we did a food shop, and what I call bits and pieces shop. Picked up new mat, paint for the gate and new kitchen utensils that we needed. Also did a bit of clothes shopping, new dress and sandals for me, DS3 and OH has new T-shirt’s and shorts. DS also had football boots.....although school shoes would of been more appropriate 😃. Still feel guilty when buying anything for myself. I was contemplating taking the shoes back but OH has persuaded me to keep them. I do need them. 
    I’ve just updated spending diary/budget. We are now spending a lot on our broadband as we are out of contract so need to sort that out. 
    Spends last week, food £125, clothes & footie boots £165, bits and pieces £45, petrol £40, birthday present £20.  We are also going away for a few days in a couple of weeks, cost is £90 plus food, petrol. 
    Have a good Sunday.
    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hope you’re all ok Alice. I hope 2021 is a good year for you all and your DFD arrives :) xx
  • Happy New Year to you all.  Well I’m still here, still plodding on. We still haven’t quite made it to become debt free. There has been a drop in income and a few big expenses come up, but I’ve put my positive pants back on and here we go again. We are currently looking at the end of February, 2021!
    I’ve updated my spending diary...well started again from 1st January. First 3 weeks of the year food spends £110 average a week. We are all at home 24/7, I’m working from home, DS3 home schooling (or attempting too, now having reduced hours on the game station as it was getting out of hand), DS2 just lost his job, OH on furlough now for Jan/Feb. 
    We have some snow so off out to get some exercise, which is desperately needed.
    xx


    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Hope you’re all ok Alice. I hope 2021 is a good year for you all and your DFD arrives :
    Hi brizzle, thank you. All ok, still plodding. Hope everything is good with you.xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Happy New Year to you all.  Well I’m still here, still plodding on. We still haven’t quite made it to become debt free. There has been a drop in income and a few big expenses come up, but I’ve put my positive pants back on and here we go again. We are currently looking at the end of February, 2021!
    Debt free next month??  Wow, that's fantastic!  I've followed your diary since the beginning, mostly lurking.  I hope you let us know so that we can all celebrate with you being debt free six years earlier than you first thought.  Well done  :)
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £387/£850 45.5%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£41.3k 59.8%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Lovely to hear from you. Debt free next month brilliant well done xx
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aww that would be brilliant, can’t believe the end is in sight 🥰
    Sealed pot challenge 822

    Jan - £176.66 :j
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