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We are about to pull the purse strings soooo tight!
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Alice you haven't posted on here yet.
The Debt Free Roll Of Honour - Page 199 — MoneySavingExpert Forum
If you go down to the woods today you better not go alone.2 -
Congratulations @Alice_in_Poorland I have been with you for many years, maybe from the beginning.
Remember to update your signature.
What are your plans for the money you used to pay the debt? Split between the mortgage, emergency fund and life?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Congratulations!!! 🥳🥂
Do you know? I felt exactly the same, like there’s a void. Don’t worry, it doesn’t last long!
I had many things needing replacement: sofa, dishwasher, TV, car, clothes! I wrote a list and saved for them in turn before saving a mortgage deposit (you’re already well ahead on that). Eight years on I still write a list each year of things I’d like to achieve, (biggest thing for 2021 is tri-fold doors instead of sliding patio ones).
Whatever you do, enjoy it 💐Debt Free 🍾 since 6.8.13 £31,997Saving for 🎄 🎁 2025 £387/£850 45.5%6 mth 🆘 fund £6kMortgage offset fund £24.7k/£41.3k 59.8%It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...3 -
Congratulations Alice. I've been anticipating a debt free update. What a journey you've been on especially since you've been keeping it quiet other than on here. It's up to you what you do next, think I'd give myself some 'down time' first. Keeping with the analogy of losing weight, the day you hit target it's probably not wise to celebrate with pizzas and cream cakes but you probably don't want a 600 calorie tea either. What about putting in place some 'look forward to' goals for this summer. I know not everyone is comfortable making holiday plans yet, as a celebration and something 'fun' to do with your wages rather than it going on paying debt off. .2
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Congratulations Alice🎆🎉🎇2
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Congratulations Alice, so lovely to read that you are now debt free 👏👏👏👏🍾🥂2
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Congratulations! Well done :-)Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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That’s brilliant news xxSealed pot challenge 822
Jan - £176.66 :j1 -
Congratulations Alice. Puzzcat. x1
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Super congratulations Alice. I'm in awe at how you got through all the years with so much grace, grit and perseverance. Whatever you decide to do next you'll ace it.
Is DS1 still in the US? Is he planning on returning or do you think he'll settle there now? Maybe that trip to see him would be something to consider now?
Your admirer,
VxCCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0422
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