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We are about to pull the purse strings soooo tight!

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  • Spendless
    Spendless Posts: 24,677 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was only thinking about this thread this weekend and wondering if there'd been any news from Alice.

    Welcome back, look forward to hearing your update. :beer:
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OMG Alice, you're back :D. So glad to see creeping back in, looking forward to hear what youve been up to xx
    Mummytogirls x

  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi Alice!! Wonderful to see you back. How are you? Looking forward to hearing how you’ been getting on. Have really missed your updates. Hope all is well in Poorland.
    Vx
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Hi Alice have missed you and your diary.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    So so fab you’re back....:j...but no creeping allowed :rotfl: It’s gotta be this instead :beer:

    Hope you’re all well, much love Brizzle xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • dawnybabes
    dawnybabes Posts: 3,365 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yah, missed you x
    Sealed pot challenge 822

    Jan - £176.66 :j
  • trishx
    trishx Posts: 90 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Welcome back :j
  • Thank you for all the lovely messages. I really really do appreciate them.xx

    A quick update..........we've had a family member living with us for the last 4 months. It's been really tough but I think we are getting there slowly. They are of the teenager variety so I think you'll get my drift.

    We are currently paying £400-£500 per month towards DS1s living costs. He's got just over 15 months to go, studying hard and having the time of his life. He didn't come home at Christmas in the end. I found that very tough.

    DS2 and DS3 have been fantastic with everything that has gone on at home. DS2 is studying and has little part time job.

    On the money front, paying off the debts has been put in the back burner at little bit. I will do an update but a couple of them are below the £500 mark so we need to push to pay them off. Bcard have passed my debt on to an agency (PRA I think), the balance is £4700ish. They kept calling my mobile, home and my works number, it really stressed me out until I finally said to them correspondence by post only....as per the other plans we have with them. Now they have written to me to arrange a payment plan....hmmm.

    I will post an update on all the individual debts. I'm not even sure how much the total figure is at the moment. How terrible is that.

    I did manage to save a little bit for Christmas presents, and DS3 got his game console so I was really chuffed with that. He's currently only allowed on it one night a week for an hour and then at weekends. Some of his friends are on all hours, it's really terrible. We're still very busy with sport - football and rugby. I've still been taking packed lunches and drinks.:)

    Hope everybody has good day.....anybody pegged out.:rotfl:

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Also we are still collecting 5p, 20p coins and OH has started the 365 day savings challenge.

    He's still not involved or interested in anything else to do with money, but its a start!!

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Lovely to hear from you Alice. Cant believe you've had a teenager staying with you. All I can think is attitude and eating alllll the food!!

    Glad DS is enjoying himself.

    Ive started the 365 saving challenge too... I hope I can stick to it :rotfl: xx
    Mummytogirls x

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