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We are about to pull the purse strings soooo tight!
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Have a great day Alice xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Thanks brizzle. After a shaky start with DS not feeling well we've actually had a fab day. Wasn't quite the NSD I had wanted to start May with, spends were £3.50 to park the car and an ice cream for DS (miraculous recovery :rotfl:).
I've put aside DS2s bus money and that leaves me with pennies in my purse, so I had better have some NSDs this week.:)
Feeling in control. Hope everybody has a good debt busting week.:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Yesterday was a NSD...finally. Lol. Today was such a carp day (work all going wrong) we had tea at the little cafe in town. Spent £23, not very MSE but damage is down now.
We've still got one more sports presentation tickets to pay for, £25:eek: this is the most expensive one. At least we get fed. :rotfl:
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Sounds worth it. Live a little when you can Alice. Sitting in my garden wrapped up, but glorying in the start of summer..well not winter anywayMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
What a lovely day. It's amazing how much better a bit of sunshine can make you feel.:)
A bit of a catch up. Thursday was NSD2, Friday had to get petrol and a few bits. Yesterday sortedout DS2s travel insurance (should of done that sooner but at least it is done now). Yesterday was DS3s last football match (:D) so he had a hot sandwich from the cafe at the pitch as a treat. I'd take the flask and other snacks so no other spends there.
It was particularly cold yesterday and we couldn't get warm when we got back, so I have to confess we put the heating on for a few hours. I had actually pegged out yesterday even though it was overcast and threatening rain yesterday. Wasn't 100% dry but only needed airing.
Today OH and the kids went to watch the football (£30 taken :eek:h) so I went food shopping. Armed with my list, spent £65. Also got petrol in the other car.
I've tidied, dusted and vac'd everywhere so just waiting to have dinner.
Need to update spending diary!!
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
brizzledfw wrote: »Sounds worth it. Live a little when you can Alice. Sitting in my garden wrapped up, but glorying in the start of summer..well not winter anyway
I love sitting outside when it's cooler but you're all wrapped up.:)
I know brizzle it's just so blinking tough.:o. I will get there....eventually.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Upto 4 NSDs but need to get more petrol tomorrow.
Need to update spending diary too. I am resisting the urge to go to the supermarket and get some 'bits'. We don't actually need anything, meal plan done for meals and lunches, but unless the cupboards and fridge are buldging with food I feel.....not sure how to explain it....I feel a bit panicky. Silly really.
Anyway quite couple of days, kids had sports clubs, nothing else just plodding on.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
It's a long. slog Alice. You're bound to feel it sometimes but your signature shows how your slow and steady approach has paid off. Once your ds1 has finished his education in the US I guess it will all speed up. (Unless dss 2&3 decide to follow suit)!CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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It's a long. slog Alice. You're bound to feel it sometimes but your signature shows how your slow and steady approach has paid off. Once your ds1 has finished his education in the US I guess it will all speed up. (Unless dss 2&3 decide to follow suit)!
I know V, sometimes I get impatient.:o.
Haha I don't think they will.....but you never know....gulp!!:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Got petrol today. Resisted the urge to go to the supermarket but will have to tomorrow as the oldies need some bits.
Came home from work did tea, OH cut the grass, I vac'd and tidied round. Feeling organised with the chores.
Tomorrow will pay works lottery, transfer DS some money and pay some more off DSs holiday.
Hoping for pegging out weather tomorrow. Will have 2 loads to peg out, seem to be out of sync with the kids school stuff and my work uniform.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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