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We are about to pull the purse strings soooo tight!

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Comments

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Alice you're doing so well with all this!! You have paid off £20,000 this is just amazing :beer: xx
    Mummytogirls x

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Keep plodding Alice...
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi - I pay £25 per month off Barclaycard and there has been no interest or charges for nearly 4 years no. It has been a long slog but it is going down and I will be rid of it soon.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hope BC plays ball Alice. So glad you're going for it.
    Is DS going back already? (Money needed for flights).
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thinking of you Alice xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi - I pay £25 per month off Barclaycard and there has been no interest or charges for nearly 4 years no. It has been a long slog but it is going down and I will be rid of it soon.

    Hi Workie, good to hear you are nearly there.:) I shall see how I get on just paying £25 per month.

    Xx
    Verbatim wrote: »
    Hope BC plays ball Alice. So glad you're going for it.
    Is DS going back already? (Money needed for flights).

    Hi V, thank you. DS will go back end of July.....the most expensive time.

    Xx
    brizzledfw wrote: »
    Thinking of you Alice xx

    Thanks brizzle, I'm finding it a bit tough at the moment but only because RL is so hectic. I'm sure once we're up and running it will be just fine.:)

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Alice you're doing so well with all this!! You have paid off £20,000 this is just amazing :beer: xx

    Thanks mummy, I know it's crazy. Doesn't seem like 5 minutes ago we were just starting out.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • There has been so much going on in RL the past few days I haven't had time to update finances. Tonight I need to call into the shop and get some food bits.

    DS3 has been staying dinners this week, not very MSE but.....:o

    Tonight we will have a quieter night so I will catch up on our finances.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Hi Alice. I have been a long time "lurker" and just wanted to pop by and say what an inspiration you are :) I have read your diary from start to finish (it took a while :D) and the way you have reduced your debt and supported your family is fantastic :)
    Keep up the great work :T
    UC
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Alice, hope you managed to catch up.

    No pegging out here....peeing down. On a fast day so hunkered up with a black coffee and thinking about cake! :o
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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