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We are about to pull the purse strings soooo tight!
Comments
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Oh dfw sorry to hear about the chickenpox. Hope everybody is recovered in time for half-term.
I did put the heat on later this afternoon, now the house is nice and cosy.
We had a LSD today - had to buy a new toilet seat £9.50. It was a necessity!! so not a NSD today but still got my £1.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice, just popped by to check on your goings-on. You're doing so well. I just re-read the first couple of pages of your diary to refresh my memory (I read a LOT of diaries!) and you sound so positive and optimistic now compared to your earlier entries - brilliant in just four months! Keep it up! xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Well done on still hanging onto that £1 Alice !!
How on earth did you refrain from putting the heating on until the afternoon, I have been bundled up as it is but still with the heating on ! I am dreading the next bill
Well done on the NSD's and the LSD's, but yes I agree the toilet seat was a necessity ! Mr Pinot stood on the lid of DD1's toilet to change a light bulb and managed to crack it in half in April last year . it took us until December to replace it, so we wrapped the whole toilet seat and put it under the Xmas Tree for her with a big bow on !!
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
My £1 has gone so has the £10 I got from the cashpoint.
£3.55 on birthday cards x 7
£4.99 birthday gift
£0.60 on wrapping paper x 2 sheets
£0.85 for a ham salad roll for lunch (I know I should of got something from home but.........)
Total spent - £9.99
So I am back to a £1 (and a penny) but it's not quite my original pound if you see what I mean.
Pinot - how funny to have a toilet seat under a Christmas Tree, I bet your DD did appreciate it.:)
HappyNow - Thank you. I haven't got to the stage where I can go back and read my earlier posts, I do know I did have some very dark days at the start of my diary
I have got meals planned for tonight and tomorrow, not sure about the rest of the week. Freezer looking pretty empty but need to defrost it before I do another shop so we could be having some strange concoctions for tea for the rest of the week. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Good luck with the meal planner! Here's to some strange concoctions!!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi Alice,
Looking forward to hearing about your concoctions, hopefully it will give me some inspirational ideas Sometimes the weirdest things thrown together are yummy Just keep swimming!0 -
My DSs have started to finish of the bits in freezer whilst they are at home today............fish finger pizza anyone????
Have given my £1 to OH for his newspaper today so I just have 1p left.
On the money front my car needs a new tyre and both cars need taxing at the end of this month.
Whilst cooking tea last night I made a cottage pie and apple crumble so thats our 'Valentine' tea tonight.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
hey alice
we've also got an expensive month coming up with car tax due and we also need brakes changing & a new tyre. there just never seems to be enough money to go around these days!
Have a great valentines dinner Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
Just seems to be that time of the month with road tax etc. mine is also due but am gona pay 6 months so next time it's not straight after the dreaded c word LOL don't suppose will be any better then tho . Hope all goes well for youDate restarted DFW 30/04/16
Money owed :-
Vet £700
DMP too much ( need to find out how much ) :eek:
That's it0 -
Hi Alice i was lucky and changed the car and new one is taxed until oct then £20 tax per year. My old car was due to be taxed in march phew!! x0
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