📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

We are about to pull the purse strings soooo tight!

Options
12021232526362

Comments

  • Oh dfw sorry to hear about the chickenpox. Hope everybody is recovered in time for half-term.

    I did put the heat on later this afternoon, now the house is nice and cosy.

    We had a LSD today - had to buy a new toilet seat £9.50. It was a necessity!! so not a NSD today but still got my £1.

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Hi Alice, just popped by to check on your goings-on. You're doing so well. I just re-read the first couple of pages of your diary to refresh my memory (I read a LOT of diaries!) and you sound so positive and optimistic now compared to your earlier entries - brilliant in just four months! Keep it up! x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • Well done on still hanging onto that £1 Alice !!

    How on earth did you refrain from putting the heating on until the afternoon, I have been bundled up as it is but still with the heating on ! I am dreading the next bill :(

    Well done on the NSD's and the LSD's, but yes I agree the toilet seat was a necessity ! Mr Pinot stood on the lid of DD1's toilet to change a light bulb and managed to crack it in half in April last year . it took us until December to replace it, so we wrapped the whole toilet seat and put it under the Xmas Tree for her with a big bow on !! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • My £1 has gone :( so has the £10 I got from the cashpoint.

    £3.55 on birthday cards x 7
    £4.99 birthday gift
    £0.60 on wrapping paper x 2 sheets
    £0.85 for a ham salad roll for lunch (I know I should of got something from home but.........)
    Total spent - £9.99
    So I am back to a £1 (and a penny) but it's not quite my original pound if you see what I mean.

    Pinot - how funny to have a toilet seat under a Christmas Tree, I bet your DD did appreciate it.:)

    HappyNow - Thank you. I haven't got to the stage where I can go back and read my earlier posts, I do know I did have some very dark days at the start of my diary :o

    I have got meals planned for tonight and tomorrow, not sure about the rest of the week. Freezer looking pretty empty but need to defrost it before I do another shop so we could be having some strange concoctions for tea for the rest of the week. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Good luck with the meal planner! Here's to some strange concoctions!!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Alice,

    Looking forward to hearing about your concoctions, hopefully it will give me some inspirational ideas :D Sometimes the weirdest things thrown together are yummy :D
    Just keep swimming!
  • My DSs have started to finish of the bits in freezer whilst they are at home today............fish finger pizza anyone????

    Have given my £1 to OH for his newspaper today :( so I just have 1p left.

    On the money front my car needs a new tyre and both cars need taxing at the end of this month. :(

    Whilst cooking tea last night I made a cottage pie and apple crumble so thats our 'Valentine' tea tonight. :)
    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • hey alice :)

    we've also got an expensive month coming up with car tax due and we also need brakes changing & a new tyre. there just never seems to be enough money to go around these days!

    Have a great valentines dinner :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Just seems to be that time of the month with road tax etc. mine is also due but am gona pay 6 months so next time it's not straight after the dreaded c word LOL don't suppose will be any better then tho . Hope all goes well for you
    Date restarted DFW 30/04/16
    Money owed :-
    Vet £700
    DMP too much ( need to find out how much ) :eek:
    That's it
  • Hi Alice i was lucky and changed the car and new one is taxed until oct then £20 tax per year. My old car was due to be taxed in march phew!! x
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.