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We are about to pull the purse strings soooo tight!

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  • Mummy+2 wrote: »
    Just wanted to say Hi :) after starting a diary of my own I decided to read a few others. I stumbled across yours and have been gripped to it every since like a good book you can't put down lol I'm only up to the end of 2012, so a long way to go but I am finding it inspirational and heart warming

    What I have lernt so far form 2012 are you are determained, you buy more cereal than a small county and can't be trusted in a supermarket :/, your hair and grass need cutting a awful lot and you need a medal for services to Ironing :)) I wonder if this is still that case in 2014... hope I shall find out soon!

    Hi M+2, thank you for your post and you must have some staying power to read my ramblings.:)

    Your description of me/us is absolutely spot on.:rotfl: it did make me laugh.

    I shall look out for your diary. Good luck with your journey.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • gillst wrote: »
    Hi Alice, sorry not been around for a while, but have just taken the opportunity of catching up with your posts. All sounds good (apart from your car!!). Hope DS1 does not eat you out of house and home, amazing how much more it can cost with one more mouth to feed. I'm sure him being home more than compensates though. Hope you are enjoying the current lovely weather and getting lots of loads out on the line. I know you do not want to wish the time away, but I am sure those four years will fly by :)

    Hi gillst, hope everything is good with you. We've got everything crossed that the car isn't too expensive.

    Yeah it's good to have DS1 home.

    I've done a quick check today and we have 50 payments left on our DMP :eek:

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Money update - Bcard now under 7k, balance is £6979.:)

    The last payment on OHs 'Bike to work scheme' come out of his wages this week. That year flew by. :D

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Hi M+2, thank you for your post and you must have some staying power to read my ramblings.:)

    Your description of me/us is absolutely spot on.:rotfl: it did make me laugh.

    I shall look out for your diary. Good luck with your journey.

    Xx

    :rotfl: This made me laugh! Mummy+2 you forgot all the pegging out that Alice does :rotfl: I am so jealous, I'll log on here and see Alice having her washing out and it's usually raining here and my washing is all over my house :eek:

    P.s just catching up and so glad DS is home :T I bet it's lovely having him around!

    And I've noticed these pesky cars all seem to splutter and splurt when there is an MOT due round the corner! I hope its nothing serious xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • DFW you can't beat a bit of pegging out.:rotfl:

    I've made a jelly tonight, not very healthy but cheap and everybody can have jelly and fruit in their lunches tomorrow.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Mummy+2
    Mummy+2 Posts: 91 Forumite
    Fifth Anniversary Combo Breaker
    So I've made it to the end and wow what a journey you have had so far! You are doing a fab job even if you can't keep a tin opener for longer than 3 months :D

    One of you recurring gripes is keeping fruit/veg fresh, have you tried washing your fruit/veg in a white vinegar solution and storing in stay fresh bags? I've been doing this for a year and my a!di stuff keeps for the week +

    Looking forward to keeping up with your ramblings
    LBM - DFW Jan 2010
    Debt 1 13680/15000 -- Debt 2 0/4800
    Weight loss 23.5/76lbs
    NSD 2014 5/30 -- Savings 2014 2130/4260
    Virtual Sealed Pot Challenge #173 - £8.10
    Sealed Pot Challenge #395
  • Mummy+2 wrote: »
    So I've made it to the end and wow what a journey you have had so far! You are doing a fab job even if you can't keep a tin opener for longer than 3 months :D

    One of you recurring gripes is keeping fruit/veg fresh, have you tried washing your fruit/veg in a white vinegar solution and storing in stay fresh bags? I've been doing this for a year and my a!di stuff keeps for the week +

    Looking forward to keeping up with your ramblings

    Thanks for the tip on keeping the fruit and veg fresher for longer.:)

    Yeah the can opener saga is an on going one. We are currently using a simple 79p one and so far so good.:rotfl:

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • I must say I feel rough this morning, chest wheezing, sore throat, a hacking cough (sorry TMI), I ache all over......not good as we have a pretty much full on weekend.:(

    Yesterday I called into @ldi spent £30. Got petrol, paid childcare, bday collections at work and window cleaner. Took cash out for weekend - carnival and party tonight (going to take the kids drinks with us).

    Still need to get Father's Day presents!!

    Had chippy tea last night, I've realised we've halved what we used to spend on a chippy tea, still not very healthy or MSE.

    Hope everybody has a good day.......hope the rain holds off.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sorry to hear that Alice..hope you feel much better soon

    Have a fun weekend :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hope you're feeling better soon! And you finally relented to the 79p tin opener :T I hope it lasts you now :p

    I also use a white vinegar solution, 1/3 vinegar to 2/3 cold water and soak everything fresh we buy in it for around 20 mins whilst i put the rest of the shopping away and everything lasts until we eat it usually! (I use white vinegar for everything though :p ) xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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