We are about to pull the purse strings soooo tight!

mummytogirls

Wow you did really well in Mr T's express didnt you!

Have a lovely weekend Alice x

Alice_in_Poorland

Hi mummy, think it was a case of being in the right place at the right time.;)

Yesterday we had a chippy tea after footie, 2 portion of chips between us. Today was a spend day, £9 in £1 shop, £14 in 'freezerland', £55 in sburys and £20 petrol, money for pots etc and after DDs have gone out we have £23 left in the account.:eek:

Struggling with getting the washing dry, have a bit of a back log on the actual washing. Still no heating on or used tumble dryer.:)

Treated myself to some leading brand washing up liquid (which was on offer, cheaper per mil than A1di). I know how to live it up on this dmp.;)

xx

Alice_in_Poorland

Meter reading day already! We are now £112 in credit.
We've used £30 gas and election in 2 weeks. Is that good???
Have managed to peg out this morning........not sure how long for mind. Have updated spending diary/budget this morning. Sorted money for bus, milk etc and put the coppers I had left in the 'money pig. Purse is now empty.:(

Hope everybody has a good day.xx

Alice_in_Poorland

5yrs today is our DFD.........5yrs!! :eek:

Today was a NSD.:)

Had an Arrears Notice from Bcard Loan. Opening balance £3384, opening arrears balance £2574, closing arrears balance £3060, balance as of 16 Oct £3060. We have been paying £72 a month towards this debt (apart from Septembers reduced payment). Perhaps I'm being a bit dim but it looks like they've put £800 interest or is that what we've already paid.......confused.:o

Did all the ironing tonight and got another load on the airers.

Just plodding.:)

xx

pennywisepoundstupid

Hi alice, sorry can't give you any advice about the loan, I have no idea how they work these things out.

Well done on the NSD:) and:eek: to the 5 years, but I am probably similar, been a while since I looked at the snowball calculator, i find it to depressing, so like you I'm keeping plodding.

Have a good day.

debtfreewannabe321

Perhaps you should do a countdown from 60 months to 0 like skint

We haven't had the heating on yet and i have to say the heated airer I bought has been a godsend for drying everything! Haven't had the washing outside for weeks as it's either raining, foggy so the air is wet or drizzly! They've got heated airers in a1di atm for less than £30 I think. It warms the room up too whilst it's on so heating can stay off for even longer

brizzledfw

Ooh heated airer. That sounds great. We are doing OK but after hearing about how good the heated throws are I think it's worth considering.

Hope loan is OK. Does wound weird. Maybe adopt SBO's countdown technique as DFW says?

Have a good eve

Alice_in_Poorland

pennywisepoundstupid wrote: »

Hi alice, sorry can't give you any advice about the loan, I have no idea how they work these things out.

Well done on the NSD:) and:eek: to the 5 years, but I am probably similar, been a while since I looked at the snowball calculator, i find it to depressing, so like you I'm keeping plodding.

Have a good day.

I know, 5 years seems such a long time but at the end of this year we will be 2 years into our DMP and it has mostly flown by, with just the odd glitch.

We'll plod together.:)

debtfreewannabe321 wrote: »

Perhaps you should do a countdown from 60 months to 0 like skint

We haven't had the heating on yet and i have to say the heated airer I bought has been a godsend for drying everything! Haven't had the washing outside for weeks as it's either raining, foggy so the air is wet or drizzly! They've got heated airers in a1di atm for less than £30 I think. It warms the room up too whilst it's on so heating can stay off for even longer

Hi dfw, yeah I had though about a countdown. When I did one for the car loan it was a great incentive.

Will have a look at those airers, do they use much electric I wonder?

brizzledfw wrote: »

Ooh heated airer. That sounds great. We are doing OK but after hearing about how good the heated throws are I think it's worth considering.

Hope loan is OK. Does wound weird. Maybe adopt SBO's countdown technique as DFW says?

Have a good eve

I'm going to have a look at the heated airers, but don't think I could do a heated throw......OH would love it though but I've still got the window open in the bedroom.:rotfl:

I'm going to call the loan people just to clarify.

xx

debtfreewannabe321

I know the one I have from lakeyland claims to cost less than 5p an hour

pennywisepoundstupid

looks like Aldi have the heated aires in, Says they cost less than 5p an hour to run.

https://www.aldi.co.uk/en/specialbuys/sunday-20th-october/product-detail/ps/p/heated-airer/