We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Countdown to Freedom

1…838839841843844…1037

Comments

  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    gallygirl wrote: »
    Crikey - would it not just be easier to wash it? :D
    I thought I'd take a novel approach to decluttering :rotfl::rotfl::rotfl:
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning, unexpected lie in :D

    Great night out with chums and I'd forgotten we paid the last time, so we had a free dinner as well :)

    It is bitterly cold this morning but folk in Scotland sound like they are going through the mill re the weather. I'm sure I heard the radio forecast mention -15 for tonight :eek:

    I'd better crack on. Mr T is having coffee and bagels in bed :)

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    A free meal is always a bonus. Have a good day.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    edited 18 January 2015 at 2:24PM
    Just dropping by to say hello and hope everyone's mortgages are going downwards nicely. :hello:

    I was helping with some PSHCE financial education at school the other day. Afterwards, the other teachers and I were discussing how even those of us who aren't in the economics department nevertheless know enough about compound interest and payday loans etc to be able to facilitate the kids discussing it. I said "Well, we all earn money and spend money and so we end up knowing about money." One of the other teachers said "Yes, and we all have debt," and I thought "Not all of us, actually - I'm DF and MF, thanks to all those lovely people on MFW, and there are lots of other MF people out there who've graduated from MFW too." :D

    It was quite fun doing it. We were given a bit of flexibility about how we delivered the lesson that the helpful economics teacher had prepared for us, so I worked in some of Martin's ideas from his talk to students that's on this site - the stuff about the company's job being to make money and your job being to get the best deal you can, and the mantras when buying stuff, and the good/bad debt discussion. I hope he'd be pleased I've learnt so much off MSE. :)
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.     :)
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Brilliant morning in church. Hounds (and us) have had a long walk, and one of my dogs is sporting his new collar - looks very smart :)

    Gritters were out whilst we were walking. In the sun it was glorious, however it's bitter in the shade. Lovely to see the nights drawing out.



    Thanks for dropping by Lydia. Lovely that you could help with the financial awareness for the kids.


    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    LydiaJ wrote: »
    One of the other teachers said "Yes, and we all have debt,"
    Goodness I hope they're not all giving out that message, the classes could have the opposite effect to that intended :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    gallygirl wrote: »
    Goodness I hope they're not all giving out that message, the classes could have the opposite effect to that intended :eek:.

    Gally, rest assured, the comment was out of earshot of the children! :eek:

    Tilly, nice to hear from you too, and glad you had such a nice day with church and dogs. Church was good for me too, this morning, but no dog as yet, although planning to get one this coming summer. :)
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.     :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    LydiaJ wrote: »

    Tilly, nice to hear from you too, and glad you had such a nice day with church and dogs. Church was good for me too, this morning, but no dog as yet, although planning to get one this coming summer. :)
    I may get a pet camel 2Q==:)funny-camel-cartoon-22642539.jpg
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning GG, wait until you go to a camel beauty competition - yes, they really have them :rotfl:

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning, another £90 OPd this morning. I'm working on letting income scenarios over the next few evenings. Give me a spreadsheet and I'm a happy woman :)

    SC on th beef goulash (SW) on the go and I'm making a small lamb dish overnight.

    The sky is a wash of beautiful colours - I am remembering to enjoy the moment.

    Have a good day.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture