We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Countdown to Freedom
Comments
-
Thanks Tills - I always like to read about food, whether I can eat it or not
I am definitely wanting to try Thoum/Thum one day, but will have to wait until we are on holiday I think. Colleagues are definitely not garlic tolerant, to the point of being intolerant of the faintest whiff......*sigh*
Alchemilla - I absolutely agree
Hope you and your readers have a wonderful Sunday Dear Heart.
GreyingGrocery Spend January 2026 £19.67/£300
Non-food spend January 2026 £0.85p/£80
Bulk Fund 2026 Month 1/12 - £0/£1200 -
Morning, Mr Ts payday and mortgage down to £153k
:T:T:T
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
OOooohhh, below 150k will be fab :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Great mortgage progress. Love reading of progress on other threads. Such a motivator to keep going on ones own Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Well done on the mortgage Tilly xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well done Tilly. Wonder if I can catch you up?0
-
Morning GG, will be :j:j when it gets under £100k :j:j
Watty, I get so much pleasure from reading about people's progress - it's quite mad as most of us don't know each other but I really do celebrate the news. When Squirrel cleared her mortgage I was thrilled
Morning Brizzle, soon be your holiday - get those invoices in
Alchemilla, I'm surprised you're not still fast asleep at this time in the morning. Enjoy your hols. It will be one mega virtual party when we've all finished :T
Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Morning, roast pork, roasted aubergines, potatoes, onions, red peppers and yellow courgettes for dinner this evening - hopefully eaten in the garden
Operation freezer use up is still going well and by the end of this week, I will be down to random stuff to create meals with
1p Tilly Tidied to MOS - all helps.
NSD ahead 2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Chance would be a fine thing Tilly!
3yo master of the universe gets up at 5.30.
0 -
Tilly_MFW_in_6_YRS wrote: »I get so much pleasure from reading about people's progress - it's quite mad as most of us don't know each other but I really do celebrate the news. When Squirrel cleared her mortgage I was thrilled
Am hoping to have some good news soon. I've been looking up online about how long it takes cheques to clear, and it seems to vary between banks as to whether the money becomes available 3 or 4 working days after you pay it in. I paid a big cheque into my numbered account at the Spanish bank on Friday morning. Does anybody know how soon I'll be able to use the money to pay off 3/4 of my mortgage? Might it happen tomorrow, or will I have to wait until Thursday? I am getting impatient here!Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards