Countdown to Freedom

Tilly_MFW_in_6_YRS

Hi Peonie, not sure DH will ever want another mortgage to pay off :rotfl:

I have one sleep to go and then we are with FD :j:j:j

Not sure I will ever drop off to sleep tonight.

Thanks for dropping by

Tilly x

Tilly_MFW_in_6_YRS

I knew I wouldn't be able to sleep, so tonight there are 299 sleeps to Xmas and tomorrow our mortgage will be £299k

Tilly x

CathT

Happy switching day! Great milestone for the mortgage too. We are just waiting for legal team aspect of our switch to FD, had survey done so hoping we're not too far behind you.

Tilly_MFW_in_6_YRS

Morning,

:T:T:T:j:j:j:j:j:T:T:T

Mortgage under £300k after 8 years we are now starting with a 2 :T
£299k - now to get it down to £199k :rotfl: First target is £275k

Daily interest is £22.50 meaning we will be paying approx £675 OP per month by doing nothing except paying the same amount as previously. We have decided to keep March OP back £2500, as we have a project to do at home but then it is all systems go.

I absolutely appreciate the mortgage is still HUGE, but psychologically it feels great.

Have a good day all, Tilly x

katsu

Sounds great Tilly. We too have some spends we need to make on DIY etc. I'm just waiting for the spanish bank to give me my switching cashback before I spend the savings cash

sweetdaisy

Congratulations on getting your mortgage below £300,000 :T.

Tilly_MFW_in_6_YRS

An absolutely ridiculous week at work, so I haven't posted much. On the bargain front, I popped into Sainsbobs and picked up a huge bag of mixed veg for 24p, prepped then roasted with garlic and lovely oil. So roast pots, roast parsnips, roast carrots and roast onions now n freezer ready to pop in the oven. Marvellous

Loving today and DH and I have just opened a lovely bottle of wine to celebrate. Do bear in mind that since Xmas I have had about two alcoholic drinks, so not too bad.

Have a great weekend. Best wishes Tilly x:beer:

SJ1

Hi Tilly!

Very, very well done!!!:j Very pleased for you. Feel like I am a way off this but nice to see someone else getting stuck in!!

I have had a very unusual glass of wine too in your honour!

SJ

Tilly_MFW_in_6_YRS

Hi SJ1, good to hear from you. What with Froggy getting a new job and our mortgage switching, it seems like a monumental day.

Hope all is well with you

Best wishes Tilly x

Tilly_MFW_in_6_YRS

Hi SD and Katsu, I am sure people must think I am mental, given the size of the mortgage we have, but going from a 3 to a 2 has been a huge motivator.

What is most significant is the fact that we think about making our money work for us, whereas before, it never crossed our mind.

Two glasses of wine mind, and I am now all over the place. Not drinking for so long has meant I have little tolerance to alcohol so I am now going to snuggle down and listen to radio 4 extra - yep the Tilly household know how to rock with the best of them

Night, Tilly x